Security National Bank $500 Business Savings Bonus (52.1% Effective APY) - 2026 Review
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- Bonus tiers
- $500 for a $5,000+ deposit
- Availability: IA, SD
- No stated lifetime limit
- Monthly fee: $0
- No early-closure rule listed
- Funding window: 30 days
- Maintenance/hold period: 60 days
- Total practical hold: ~70 days
Bonus Tiers & Effective APY
Overview
Security National Bank currently offers up to $500 through its business savings promotion. The headline tier requires $5,000 and keeps the funds committed for roughly 70 days. That is approximately 52.1% annualized before tax and opportunity-cost adjustments.
Pros
Cons
Notes
Fund the account inside the 30-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 60-day maintenance period. Avoid moving the money until the reward posts.
How This Compares to Other Bonuses
Security National Bank's $500 headline payout is closest to Capital One Business's $500 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current Security National Bank promotion?
Security National Bank currently offers up to $500. The headline requirement is $5,000 deposit held for about 60 days.
How much money is required for the Security National Bank bonus?
The highest advertised payout currently requires $5,000. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 70 days including funding, maintenance, settlement, and a practical payout buffer.
Eligibility
In-branch only. One Business Checking bonus per business entity. New money only (must come from outside Security National Bank or affiliate). Not valid if any signer has owned a Business Checking Account within the last 24 months at SNB.
Fees
Apply
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Sources (2)
We last checked this against the bank's page on September 22, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.