SouthState Bank $300 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
SouthState Bank offers $300 for $250 DD (or just a $25 auto draft!) plus 15 debit purchases in 60 days. Available in 8 Southern states.
Who This Checking Bonus Is Best For
Southern state residents. The $25 auto-draft alternative means almost anyone can qualify without changing their paycheck.
How to Maximize This Bonus
Open checking with promo code 300BONUS. Set up DD of $250+ or even just a $25 automatic draft. Make 15 debit purchases within 60 days.
Pros
Cons
How This Compares to Other Bonuses
The auto-draft alternative makes this one of the easiest $300 bonuses. Compare to Quad City B&T ($300, no DD, 3 debit).
Frequently Asked Questions
Which states have SouthState?
AL, CO, FL, GA, NC, SC, TX, VA.
Full Requirements
$250 DD or 1 auto draft of $25+ within 60 days. 15 debit purchases in 60 days. Promo code 300BONUS. Rolling offer with no fixed end date (raised to $300 as of 4/12/26).
Fees
$8/mo, avoidable by enrolling in eStatements, or with 5 debit purchases per statement cycle, $250 in combined direct deposits, or $1,000 average daily balance.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
New checking customers only.
Apply
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.