[Expired] SouthState Bank $300 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Direct deposit: $250 in qualifying direct deposits
- Deposit window: 90 days
- Enter promo code 300BONUS when you apply
- Make 15 debit card transactions
- Availability: 8 states: AL, CO, FL, GA, NC, SC, TX, VA
- No stated lifetime limit
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $8/mo — $8/mo, avoidable by enrolling in eStatements, or with 5 debit purchases per statement cycle, $250 in combined direct deposits, or $1,000 average daily balance.
- Early closure fee: $25
- Bonus posts: ~30 days
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
SouthState Bank's $300 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Enter promo code 300BONUS during application. Receive $250+ in direct deposits within 90 days. Allow approximately 30 days for the bonus to post after qualification.
How This Compares to Other Bonuses
SouthState Bank's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current SouthState Bank checking bonus?
The final offer we tracked paid $300; it is now marked expired.
Does the SouthState Bank bonus require direct deposit?
Yes. The catalog currently records $250 in qualifying direct deposits within 90 days. Confirm the bank's exact definition before applying.
When should the SouthState Bank bonus post?
The tracked estimate is about 30 days after you satisfy the requirements.
Full Requirements
$250 DD or 1 auto draft of $25+ within 60 days. 15 debit purchases in 60 days. Promo code 300BONUS. Rolling offer with no fixed end date (raised to $300 as of 4/12/26).
Fees
$8/mo, avoidable by enrolling in eStatements, or with 5 debit purchases per statement cycle, $250 in combined direct deposits, or $1,000 average daily balance.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
New checking customers only.
Sources (2)
We last checked this against the bank's page on August 30, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.