St. Mary's Bank $300 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $1,000 in qualifying direct deposits
- Deposit window: 90 days
- Minimum opening deposit: $10
- Enter promo code GET500 when you apply
- Availability: NH
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Unknown
- No early-closure rule listed
- Bonus posts: ~30 days
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Then have at least two recurring direct deposits totaling $1,000 or more post to the new checking account within 90 calendar days of opening. Qualifying direct deposits are salary, pension, government benefits or other regular income sent electronically by an employer or organization. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
St. Mary's Bank is currently offering a $300 checking bonus. The core requirement is $1,000 in qualifying direct deposits within 90 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Enter promo code GET500 during application. Receive $1,000+ in direct deposits within 90 days. Allow approximately 30 days for the bonus to post after qualification.
How This Compares to Other Bonuses
St. Mary's Bank's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current St. Mary's Bank checking bonus?
St. Mary's Bank currently advertises $300. The principal requirement is $1,000 in qualifying direct deposits within 90 days.
Does the St. Mary's Bank bonus require direct deposit?
Yes. The catalog currently records $1,000 in qualifying direct deposits within 90 days. Confirm the bank's exact definition before applying.
When should the St. Mary's Bank bonus post?
The tracked estimate is about 30 days after you satisfy the requirements.
Full Requirements
Open a new St. Mary's Bank personal checking account with offer code GET500 and at least $10, and open a personal savings account at the same time. Then have at least two recurring direct deposits totaling $1,000 or more post to the new checking account within 90 calendar days of opening. Qualifying direct deposits are salary, pension, government benefits or other regular income sent electronically by an employer or organization. Person to person payments such as Zelle, PayPal and Venmo do not count, and neither do transfers from your own accounts at other banks or brokerages. Apply online.
Fees
No monthly service fee on Beyond Checking or the 603 Checking Account when you enroll in eStatements. Paper statements cost $2 a month.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: St. Mary's Bank, a New Hampshire credit union, open to anyone who buys one share of capital stock for $5. Approval outside New Hampshire is not guaranteed. The offer is for people opening their first St. Mary's Bank checking account, and you are not eligible if you were a primary or joint holder of a St. Mary's Bank checking account within the last 90 days. Limit one $300 bonus per primary member no matter how many accounts you open. The bonus is paid into the savings account and can take up to 30 days to post after you finish the qualifying steps, and every deposit account you hold has to be in good standing when it pays. A separate $200 savings bonus stacks on top: fund the new savings account with at least $2,000 in new money within 30 days, set up a $25 recurring monthly deposit within 30 days, and keep a $2,000 minimum average daily balance for six consecutive months. CDs and IRAs do not count as the savings account. No end date is stated.
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Sources (3)
We last checked this against the bank's page on July 27, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.