Sterling Bank $100 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $500 in qualifying direct deposits
- Deposit window: 45 days
- Enroll in e-statements (go paperless)
- Make 12 debit card transactions
- Availability: MO
- No stated lifetime limit
- ChexSystems sensitivity: Medium
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly fees
- No early-closure rule listed
- Bonus posts: ~46 days
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Earn $100 when you receive $500+ in ACH/direct deposits, make 12 debit purchases, and enroll in eStatements within 45 days. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Sterling Bank is currently offering a $100 checking bonus. The core requirement is $500 in qualifying direct deposits within 45 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Receive $500+ in direct deposits within 45 days. Allow approximately 46 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Sterling Bank's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Sterling Bank checking bonus?
Sterling Bank currently advertises $100. The principal requirement is $500 in qualifying direct deposits within 45 days.
Does the Sterling Bank bonus require direct deposit?
Yes. The catalog currently records $500 in qualifying direct deposits within 45 days. Confirm the bank's exact definition before applying.
When should the Sterling Bank bonus post?
The tracked estimate is about 46 days after you satisfy the requirements.
Full Requirements
Enroll in eStatements
Fees
No monthly fees
ChexSystems & Credit Pull
ChexSystems sensitivity unknown per DoC; default medium assumed for regional bank
Eligibility
Missouri residents only
Apply
Open Account →Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
Sources (2)
We last checked this against the bank's page on September 22, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.