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TD Bank $300 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusDirect DepositRegionalEasy ApprovalNo Monthly Fee
Offer Details
Bonus Amount$300
Account TypeChecking
Direct Deposit Required$2,500 total
Deposit Window60 days
Bonus Posts In~60 days
Cooldown12 months

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Employer payroll
YES
Government benefits (SSA, pension)
YES
Fidelity ACH push
YES
Ally ACH push
YES
Chase ACH push
NO
PayPal ACH
NO
Venmo ACH
NO
Zelle
Source: Doctor of Credit DD Methods Database. Data points are community-reported and may change. Always verify with the bank.

Overview

TD Bank offers $200 (Complete Checking) or $300 (Beyond Checking) with a quick 60-day window. Available in 16 East Coast states.

Who This Checking Bonus Is Best For

East Coast residents who want a quick bonus. The 60-day window is one of the shortest, so you finish fast.

How to Maximize This Bonus

Open Complete Checking for $200 with $500 DD, or Beyond Checking for $300 with $2.5k DD — both within just 60 days.

Pros

+$200/$300 tiers
+16 states
+60-day window — fast completion
+Well-known bank

Cons

-State-restricted to East Coast
-60-day window is tight

How This Compares to Other Bonuses

The $200 for $500 DD is very easy. Compare to Fulton Bank ($300 for $500 DD) which is better if available in your state.

Frequently Asked Questions

Which states have TD Bank?

CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VT, VA.

Related Bonus Reviews

Fulton Bank $300 Checking Account Bonus (2026) - Review & RequirementsChase $400 Checking Account Bonus (2026) - Review & Requirements

Full Requirements

Complete Checking $200 for $500 DD. Beyond Checking $300 for $2,500 DD. 60-day window. Expires April 30, 2026.

Fees

Monthly Fee$0

No monthly fee with $100 min balance.

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Low ChexSystems sensitivity.

Eligibility

AvailabilityCT
Lifetime LimitNo

New TD checking customers only.

Apply

Open Account →
Additional sources:
doctorofcredit.com
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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