Fulton Bank $300 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Fulton Bank offers $300 for just $500 recurring DD in 60 days. No monthly fees. Available in 6 Mid-Atlantic states.
Who This Checking Bonus Is Best For
Mid-Atlantic residents who want a clean, no-fee $300 bonus. Very similar to Fifth Third but different states.
How to Maximize This Bonus
Open checking and set up $500+ in recurring DD within 60 days. One paycheck handles it. No fees to manage.
Pros
Cons
How This Compares to Other Bonuses
Very similar to Fifth Third ($400 for $500 DD) — Fifth Third pays more but Fulton may be available in states Fifth Third isn't.
Frequently Asked Questions
Which states have Fulton Bank?
DE, DC, MD, NJ, PA, VA.
Do I have to set up direct deposit?
Not for the $200 Simply Checking tier — you can instead make 15 debit-card purchases totaling $300+ within 60 days. The $300 Relationship Banking tier does require a $500+ recurring direct deposit (and that account has a $20/mo fee unless waived).
Related Bonus Reviews
Full Requirements
$300 requires the Relationship Banking account ($20/mo maintenance fee, waivable with $5,000 min daily balance + 1 transaction, or $25,000 combined balances) with a $500+ recurring DD within 60 days. The fee-free Simply Checking account only pays $200 (via $500 recurring DD OR 15 debit-card purchases totaling $300+). Live as of July 2026 (DoC best-bonuses list); DE/DC/MD/NJ/PA/VA, new customers only (no Fulton checking in past 24 months).
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
New checking customers only.
Apply
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