Blog/Best Savings Bonuses/Fulton Bank $500 Business Savings Bonus (40.6% Effective APY) - 2026 Review

Fulton Bank $500 Business Savings Bonus (40.6% Effective APY) - 2026 Review

✓ Verified Aug 15, 2026; published end date 2026-12-31
By Nathaniel Booth2026-04-10Last updated 2026-07-30Savings Bonuses
Business SavingsBank BonusNationwideBusinessNo Monthly Fee
Offer Details
Account TypeSavings
Base APY0.00%
Funding Window60 days
Maintenance Period30 days
Total Hold~90 days
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Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

Bonus Tiers & Effective APY

$5,000 deposit40.6% effective APY
Cash Bonus$500
Est. Interest~$0
Total Earnings~$500

Overview

Fulton Bank offers a $500 business checking bonus for a $5,000 deposit within 60 days. Available in the Mid-Atlantic region (DE, DC, MD, NJ, PA, VA). Simple deposit-only requirement.

Who This Savings Bonus Is Best For

Business owners in the Mid-Atlantic region who want a simple deposit-only bonus without transaction requirements.

How to Maximize This Bonus

Open a Fulton Bank business checking account and deposit $5,000 within 60 days. No transaction or direct deposit requirements — just fund and hold. Straightforward and low-effort.

Pros

+Simple $5,000 deposit requirement
+No transaction requirements
+60-day funding window is generous

Cons

-State restricted to 6 Mid-Atlantic states
-Requires accessing the offer via a Fulton digital ad (or coupon promo code 26BIZ500) and enrolling in online statements within 60 days

How This Compares to Other Bonuses

Frequently Asked Questions

Which states qualify for Fulton Bank business checking?

Delaware, Washington DC, Maryland, New Jersey, Pennsylvania, and Virginia.

Eligibility

AvailabilityDE
Lifetime LimitNo

New Fulton business checking customers only, meaning no Fulton business checking account in the last 24 months. State restricted to DE, DC, MD, NJ, PA and VA. Open between January 8, 2026 and December 31, 2026, deposit a total of $5,000 or more in new money, and enroll in Online Statements within 60 days of opening. This is a targeted offer: Fulton's terms say it works only if you reached the landing page through a direct communication from the bank and applied from that link, or if you bring a coupon carrying promo code 26BIZ500 into a financial center. IOLTA and non-profit accounts are excluded, and it is one bonus per business by tax ID or address.

Fees

Monthly Fee$0

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Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Sources (2)

We last checked this against the bank's page on August 15, 2026.

Historical Promotions

tracked since 2025-04-18
$500$5,000 depositall-time highcurrent
~2026-04-17current
$500see snapshotall-time high
~2025-04-182026-04-11

The current $500 is the highest we've tracked since April 2025.

More Fulton Bank offers we track

Fulton Bank $400 Checking Bonus
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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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