Together Credit Union $150 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: a qualifying direct deposit of $500 or more
- Deposit window: 60 days
- Make 5 debit card transactions
- Availability: MO, IL, TX, VA
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Unknown
- No early-closure rule listed
- Bonus posts: ~60 days
What Counts as Direct Deposit
2 reports across 2 sources. Last report Jul 13, 2026. Doctor of Credit comments 1, other public posts 1.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
To earn the additional $150, do all three of these within 60 days of opening the checking account: receive at least one ACH credit or direct deposit of $500 or more, complete five Visa debit card point of sale purchases (ATM transactions do not count), and enroll in eStatements. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Together Credit Union is currently offering a $150 checking bonus. The core requirement is a qualifying direct deposit of $500 or more within 60 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Make a single direct deposit of $500 or more within 60 days. Allow approximately 60 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Together Credit Union's $150 offer is closest in headline value to Varo Bank's $150 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Together Credit Union checking bonus?
Together Credit Union currently advertises $150. The principal requirement is a qualifying direct deposit of $500 or more within 60 days.
Does the Together Credit Union bonus require direct deposit?
Yes. The catalog currently records a qualifying direct deposit of $500 or more within 60 days. Confirm the bank's exact definition before applying.
When should the Together Credit Union bonus post?
The tracked estimate is about 60 days after you satisfy the requirements.
Full Requirements
Get referred by a current Together member and open a new consumer checking account, which pays $50 at account opening. To earn the additional $150, do all three of these within 60 days of opening the checking account: receive at least one ACH credit or direct deposit of $500 or more, complete five Visa debit card point of sale purchases (ATM transactions do not count), and enroll in eStatements. Every qualifying transaction has to post inside that 60 day window, so leave yourself slack at the end. The two pieces together come to $200. Apply online.
Fees
No monthly fee on eligible checking.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: live or work in one of Together's communities, work for a partner employer, or be immediate family or a household member of a current member. Communities are St. Louis City, St. Louis County, St. Charles County and Jefferson County in Missouri; Madison and St. Clair counties in Illinois; the Williamsburg, Virginia area; and set zip codes in the Dallas, Texas metro near Cedar Hill. The $50 piece requires a referral from a current member who has been a member at least 90 days. You must be in good standing when the qualifying transactions post, and the cash is reported on a 1099. Offer runs January 1, 2026 through December 31, 2026.
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Sources (3)
We last checked this against the bank's page on September 26, 2026.
Historical Promotions
This product has offered $300 before (ended ~2026-06-16) — the current $150 is below its historical high.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.