Travis Credit Union $275–$475 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $10,000 in qualifying direct deposits
- Deposit window: 90 days
- Minimum opening deposit: $50
- Bonus tiers
- $275 with $1,500 in direct deposits
- $375 with $5,000 in direct deposits
- $475 with $10,000 in direct deposits
- Enter promo code BonusX75 when you apply
- Availability: CA
- No stated lifetime limit
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly maintenance fee on Free Checking. Overdraft, ATM, stop-payment and other fees can still apply.
- No early-closure rule listed
- Bonus posts: ~150 days
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Travis totals your qualifying direct deposits at the end of the first 90 days and pays by band: under $1,500 pays nothing, $1,500 to $4,999.99 pays $275, $5,000 to $9,999.99 pays $375, and $10,000 or more pays the full $475. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Travis Credit Union is currently offering a tiered checking bonus paying up to $475. Each rung has its own requirement: $275 with $1,500 in direct deposits; $375 with $5,000 in direct deposits; $475 with $10,000 in direct deposits. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Enter promo code BonusX75 during application. Receive $10,000+ in direct deposits within 90 days. The amount you are paid depends on which rung you complete: $275 with $1,500 in direct deposits; $375 with $5,000 in direct deposits; $475 with $10,000 in direct deposits. Allow approximately 150 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Travis Credit Union's $475 offer is closest in headline value to Bank of America's $500 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Travis Credit Union checking bonus?
Travis Credit Union currently advertises up to $475, across 3 rungs that each ask for something different: $275 with $1,500 in direct deposits; $375 with $5,000 in direct deposits; $475 with $10,000 in direct deposits.
Does the Travis Credit Union bonus require direct deposit?
Yes. The catalog currently records $10,000 in qualifying direct deposits within 90 days. Confirm the bank's exact definition before applying.
When should the Travis Credit Union bonus post?
The tracked estimate is about 150 days after you satisfy the requirements.
Full Requirements
THE $475 IS THE TOP OF A LADDER, NOT A FLAT BONUS. Travis totals your qualifying direct deposits at the end of the first 90 days and pays by band: under $1,500 pays nothing, $1,500 to $4,999.99 pays $275, $5,000 to $9,999.99 pays $375, and $10,000 or more pays the full $475. Use promo code BonusX75 and open a TCU Free, Access or Investor Checking account between 07/01/2026 and 09/30/2026. Minimum opening deposit is $50 for Free Checking and Investor Checking, $25 for Access Checking, and joining also needs a Prime Share account with a one-time non-refundable $5 fee plus a $5 minimum deposit. Only payroll or other personal income by ACH counts (paycheck, pension, government payments such as Social Security). Card credits, account-to-account and peer-to-peer transfers such as Zelle or Venmo, and external bank ACH transfers not from an employer do NOT qualify, and only new money counts. The bonus is paid into the checking account within 60 days after the 90-day deposit period ends, and the account must be open, in good standing and above a zero balance when it is paid. Age 18 or over, one offer per member, primary account holder only, TCU employees excluded, and you must not have owned a Travis CU consumer checking account in the last 36 months.
Fees
No monthly maintenance fee on Free Checking. Overdraft, ATM, stop-payment and other fees can still apply.
ChexSystems & Credit Pull
Eligibility
California. You must not have owned a Travis Credit Union consumer checking account in the last 36 months; this is a 36-month lookback, not a lifetime bar. Open to both brand-new members and existing TCU members who have never held a TCU checking account. Age 18 or over, one offer per member, and only the primary account holder of the new checking account is eligible. Travis CU employees are excluded. Joining requires a Prime Share account with a one-time non-refundable $5 fee plus a $5 minimum deposit. Membership eligibility rules apply and the offer page does not list them, so check TCU's membership page before you count on this.
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Sources (2)
We last checked this against the bank's page on September 16, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.