TruNorth Bank $300 Checking Account Bonus (2026) - Review & Requirements
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- Deposit window: 90 days
- Minimum opening deposit: $10
- Enroll in e-statements (go paperless)
- Make 25 debit card transactions
- Availability: CT, MA, NH, RI
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly fee.
- No early-closure rule listed
- Bonus posts: ~90 days
- Account hold: Must keep open 365 days
- Holding period: 365 days
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
The first $150 is for enrolling in eStatements and then, within the first 90 days, either having $1,000 or more in aggregate direct deposits post, or making at least 25 point of sale debit card transactions of $10 or more. The second $150 is a loyalty bonus paid only after the account has been open 12 months, and only... Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
TruNorth Bank is currently offering a $300 checking bonus. The core requirement is $1,000 in qualifying direct deposits within 90 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Receive $1,000+ in direct deposits within 90 days. Allow approximately 90 days for the bonus to post after qualification. Keep the account open for at least 365 days.
How This Compares to Other Bonuses
TruNorth Bank's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current TruNorth Bank checking bonus?
TruNorth Bank currently advertises $300. The principal requirement is $1,000 in qualifying direct deposits within 90 days.
Does the TruNorth Bank bonus require direct deposit?
No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.
When should the TruNorth Bank bonus post?
The tracked estimate is about 90 days after you satisfy the requirements.
Full Requirements
THE $300 ARRIVES IN TWO HALVES, A YEAR APART. Open a new Get Real Checking account with at least $10. The first $150 is for enrolling in eStatements and then, within the first 90 days, either having $1,000 or more in aggregate direct deposits post, or making at least 25 point of sale debit card transactions of $10 or more. It is credited by the last day of the statement cycle after day 90. The second $150 is a loyalty bonus paid only after the account has been open 12 months, and only if you are still on eStatements and either have a recurring direct deposit posting in the last statement cycle or an active debit card, meaning 5 point of sale transactions of $10 or more in that cycle. It is credited by the last day of the statement cycle after day 365. If you close the account before the anniversary you keep the first $150 and lose the second.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Available in CT, MA, NH, RI. New checking customers only.
Apply
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Sources (2)
We last checked this against the bank's page on September 8, 2026.
Historical Promotions
The current $300 is the highest we've tracked since February 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.