Blog/Best Checking Bonuses/Valley National Bank $100 Checking Account Bonus (2026) - Review & Requirements

Valley National Bank $100 Checking Account Bonus (2026) - Review & Requirements

✓ Verified 2026-07-25T22:15:22.864+00:00 (no published end date)
By Nathaniel Booth2026-04-10Last updated 2026-07-25Bank Bonuses
CheckingBank BonusDirect DepositRegional
Offer Details
Bonus Amount$100
Account TypeChecking
Direct Deposit Required$500 total
Deposit Window60 days
Bonus Posts In~30 days
Keep Account Open120 days
Cooldown12 months
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Overview

Valley Bank is currently offering a $100 checking bonus. The core requirement is $500 in qualifying direct deposits within 60 days of opening. The account has a $15 monthly fee; review the waiver terms before applying.

Who This Checking Bonus Is Best For

Applicants who can safely route $500 in qualifying deposits without disrupting higher-value offers, and who meet every geographic and prior-customer restriction.

How to Maximize This Bonus

Route $500 in qualifying payroll or other bank-approved direct deposits inside the 60-day window. Allow approximately 30 days for the bonus to post after qualification. Keep the account open for at least 120 days.

Pros

+$100 cash bonus
+No documented hard credit pull
+60-day qualification window

Cons

-Geographic restrictions apply
-$15 monthly fee unless waived
-No published end date; terms can change without notice

How This Compares to Other Bonuses

Valley Bank's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing—not only the advertised amount.

Frequently Asked Questions

What is the current Valley Bank checking bonus?

Valley Bank currently advertises $100. The principal requirement is $500 qualifying direct deposit within 60 days.

Does the Valley Bank bonus require direct deposit?

Yes. The catalog currently records $500 within 60 days. Confirm the bank's exact definition before applying.

When should the Valley Bank bonus post?

The tracked estimate is about 30 days after you satisfy the requirements.

Full Requirements

Open All Access Checking ($100) and receive $500+ in qualifying payroll/pension/government direct deposits within 60 days. (P2P/Zelle/transfers excluded.) Apply online.

Fees

Monthly Fee$15/mo

$15/month waived with $250+ direct deposit per cycle or a $500 balance.

ChexSystems & Credit Pull

Chex SensitivityUnknown
Hard PullNo

ChexSystems / credit-pull policy not officially stated.

Eligibility

AvailabilityNJ
Lifetime LimitNo

Valley National Bank, which trades under the 'Valley' brand at valley.com and is multi-state (NJ, NY, FL, AL). Not to be confused with Valley Bank of Roanoke, Virginia (myvalleybank.com, VA/WV/MD/NC/KY/TN), a separate institution whose own $100 checking promotion expired in 2015. No Valley personal checking in the past 12 months. Paid within 30 days after the DD is met and the account has been open 120 days. No fixed deadline stated.

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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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