Valley National Bank $100 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $500 in qualifying direct deposits
- Deposit window: 60 days
- Minimum opening deposit: $100
- Availability: NJ, NY, FL, AL
- No stated lifetime limit
- ChexSystems sensitivity: Unknown
- Monthly fee: $15/mo — $15/month waived with $250+ direct deposit per cycle or a $500 balance.
- No early-closure rule listed
- Bonus posts: ~30 days
- Account hold: Must keep open 120 days
What Counts as Direct Deposit
10 reports across 1 source. Last report Apr 3, 2025. Doctor of Credit comments 10.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Open All Access Checking ($100) and receive $500+ in qualifying payroll/pension/government direct deposits within 60 days. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Valley National Bank is currently offering a $100 checking bonus. The core requirement is $500 in qualifying direct deposits within 60 days. The account has a $15 monthly fee; review the waiver terms before applying.
Pros
Cons
Notes
Receive $500+ in direct deposits within 60 days. Allow approximately 30 days for the bonus to post after qualification. Keep the account open for at least 120 days.
How This Compares to Other Bonuses
Valley National Bank's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Valley National Bank checking bonus?
Valley National Bank currently advertises $100. The principal requirement is $500 in qualifying direct deposits within 60 days.
Does the Valley National Bank bonus require direct deposit?
Yes. The catalog currently records $500 in qualifying direct deposits within 60 days. Confirm the bank's exact definition before applying.
When should the Valley National Bank bonus post?
The tracked estimate is about 30 days after you satisfy the requirements.
Full Requirements
Open All Access Checking ($100) and receive $500+ in qualifying payroll/pension/government direct deposits within 60 days. (P2P/Zelle/transfers excluded.) Apply online.
Fees
$15/month waived with $250+ direct deposit per cycle or a $500 balance.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Valley National Bank, which trades under the 'Valley' brand at valley.com and is multi-state (NJ, NY, FL, AL). Not to be confused with Valley Bank of Roanoke, Virginia (myvalleybank.com, VA/WV/MD/NC/KY/TN), a separate institution whose own $100 checking promotion expired in 2015. No Valley personal checking in the past 12 months. Paid within 30 days after the DD is met and the account has been open 120 days. No fixed deadline stated.
Apply
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Sources (1)
We last checked this against the bank's page on September 8, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.