Blog/Best Checking Bonuses/Washington Trust $250 Checking Account Bonus (2026) - Review & Requirements

Washington Trust $250 Checking Account Bonus (2026) - Review & Requirements

✓ Verified 2026-07-25 (no published end date)
By Nathaniel Booth2026-04-10Last updated 2026-07-26Bank Bonuses
CheckingBank BonusRegionalNo Monthly Fee
Offer Details
Bonus Amount$250
Account TypeChecking
Deposit Window90 days
Bonus Posts In~30 days
Open account →

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

Overview

Washington Trust is currently offering a $250 checking bonus. The qualifying activity is see the qualifying-activity details. The eligible account has no monthly maintenance fee documented in the catalog.

Who This Checking Bonus Is Best For

Applicants who can complete the listed activity on time and who meet the bank's geographic and prior-customer restrictions.

How to Maximize This Bonus

Four (4) ACH deposits or withdrawals (combined) within 90 days of account opening. Must mention offer at account opening. Allow approximately 30 days for the bonus to post after qualification.

Pros

+$250 cash bonus
+No monthly maintenance fee
+No documented hard credit pull
+90-day qualification window

Cons

-Geographic restrictions apply
-No published end date; terms can change without notice

How This Compares to Other Bonuses

Washington Trust's $250 offer is closest in headline value to Farmers Insurance Federal Credit Union's $250 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.

Frequently Asked Questions

What is the current Washington Trust checking bonus?

Washington Trust currently advertises $250. The principal requirement is see the qualifying-activity details.

Does the Washington Trust bonus require direct deposit?

No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.

When should the Washington Trust bonus post?

The tracked estimate is about 30 days after you satisfy the requirements.

Full Requirements

Four (4) ACH deposits or withdrawals (combined) within 90 days of account opening. Must mention offer at account opening.

Fees

Monthly Fee$0

No monthly fees

ChexSystems & Credit Pull

Chex SensitivityMedium
Hard PullNo
Soft PullNo

ChexSystems sensitivity unknown but likely checked for business accounts

Eligibility

AvailabilityRI
Lifetime LimitNo

Rhode Island only. Business checking account. Must open with funds from sources other than Washington Trust.

Apply

Open Account →

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Additional sources:
doctorofcredit.com
Track This Bonus in Stacks OS

Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.

Stacks OS also tells you which bonus to do next for YOUR paycheck.

Bonus tracking is included in the free plan.
🔒
The Direct Deposit Cheat Sheet

What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.

Free. Unlocks instantly here and arrives by email.
Unlocking also subscribes you to the free weekly bonus newsletter. Unsubscribe anytime.
Watch the walkthroughs on YouTube →

Comments (0)

Loading comments...
Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

← All reviewsBest checking bonusesBest savings bonuses