1st Advantage World Mastercard — $150 Sign-Up Bonus (2026 Review)
Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
Rewards Earning
Key Benefits
- $150 cash back after spending $5,000 in the first 90 days
- 3% cash back in select bonus categories (currently restaurants and fast food), 1% everywhere else
- No annual fee; variable APR as low as 16.49%
Overview
The 1st Advantage World Mastercard currently offers $150 after $5,000 in purchases within 3 months. There is no annual fee. Estimated net first-year value is $150 using the catalog's published valuation assumptions.
Who This Card Is For
Applicants who can complete $5,000 of planned purchases without carrying a balance and who fit First-Advantage-Fcu's approval rules.
How to Maximize the Sign-Up Bonus
Plan for roughly $1,667 per month in organic purchases to complete the $5,000 requirement inside 3 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.
Pros
Cons
How This Compares
The closest current First-Advantage-Fcu comparison in the catalog is the 1st Advantage Rewards Mastercard, with $100 after $2,000 in 3 months and a $0 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current 1st Advantage World Mastercard welcome offer?
The current catalog offer is $150 after $5,000 in purchases within 3 months. Confirm the issuer page before applying.
What is the 1st Advantage World Mastercard annual fee?
The annual fee is $0.
How should I value the 1st Advantage World Mastercard offer?
Using the site's catalog assumptions, the estimated net first-year value is $150 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Sources (1)
We last checked this against the bank's page on August 17, 2026.
More First-Advantage-Fcu offers we track
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.