[Expired] Arsenal Credit Union $200 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Minimum opening deposit: $5
- Enroll in digital / online banking
- Enter promo code NEW2026 when you apply
- Make 10 debit card transactions
- Availability: MO, IL
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Unknown
- No early-closure rule listed
- Bonus posts: ~30 days
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Arsenal Credit Union's $200 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Enter promo code NEW2026 during application. Join Arsenal using promo code New2026, opening a savings account with a $5 minimum deposit alongside a checking account with a debit card. Make at least 10 debit card transactions once your card arrives and you earn $100. Add a direct deposit of any amount and set up a new online banking login and it becomes $200. There is a third $300 tier, but only if you also open a credit card or a loan. Mention the offer when you open, and the incentive is paid within 30 days after you finish the steps. Apply online. Allow approximately 30 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Arsenal Credit Union's $200 offer is closest in headline value to CIBC US's $200 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Arsenal Credit Union checking bonus?
The final offer we tracked paid $200; it is now marked expired.
Does the Arsenal Credit Union bonus require direct deposit?
Yes. The catalog currently records a qualifying direct deposit. Confirm the bank's exact definition before applying.
When should the Arsenal Credit Union bonus post?
The tracked estimate is about 30 days after you satisfy the requirements.
Full Requirements
Join Arsenal using promo code New2026, opening a savings account with a $5 minimum deposit alongside a checking account with a debit card. Make at least 10 debit card transactions once your card arrives and you earn $100. Add a direct deposit of any amount and set up a new online banking login and it becomes $200. There is a third $300 tier, but only if you also open a credit card or a loan. Mention the offer when you open, and the incentive is paid within 30 days after you finish the steps. Apply online.
Fees
Free Checking has no monthly maintenance fee, no monthly balance requirement, and no other requirements.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: Arsenal CU (St. Louis metro, Missouri and Illinois). Must be 18 or older and mention the offer at account opening. A savings account with a $5 minimum deposit is required to join. Credit is reviewed at account opening, and you may need a driver's license, proof of address, a credit card, and your Social Security number. Cannot be combined with other offers. Offer runs through December 31, 2026.
Sources (3)
We last checked this against the bank's page on July 27, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
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