Chase $400–$1,500 Business Checking Bonus (2026) - Review & Requirements
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Bonus Tiers & Effective APY
Overview
Chase is currently offering a $1,500 business checking bonus. The qualifying activity is 5 debit-card transactions. The account has a $15 monthly fee; review the waiver terms before applying.
Who This Checking Bonus Is Best For
Applicants who can complete the listed activity on time and who meet the bank's geographic and prior-customer restrictions.
How to Maximize This Bonus
Open a Chase Business Complete Checking account, deposit new money within 30 days of enrolling in the offer, hold that balance for 60 days, and complete 5 qualifying transactions within 90 days. New money means funds that were not already at Chase. The payout follows the amount you deposit: $2,000 pays $400, $10,000 pays $500, $20,000 pays $750 and $100,000 pays $1,500. Two enrollment pages are running at once and they carry different ladders, so pick by the balance you can commit. Chase's Business Complete Checking offer page covers the $400 and $500 steps; its business target page covers the $400, $750 and $1,500 steps. If your balance drops below the amount you enrolled for at any point in the 60 days, Chase can reduce the payout or drop it entirely. Qualifying transactions are debit card purchases, QuickDeposit, ACH credits, wire credits and debits, Chase Online Bill Pay and QuickAccept; ACH debits, Zelle and transfers to a Chase credit card do not count. The money lands within 15 days of the last requirement being met. Expires October 15, 2026. Allow approximately 120 days for the bonus to post after qualification. Keep the account open for at least 180 days.
Pros
Cons
How This Compares to Other Bonuses
Chase's $1,500 offer is closest in headline value to U.S. Bank's $1,200 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Chase checking bonus?
Chase currently advertises $1,500. The principal requirement is 5 debit-card transactions.
Does the Chase bonus require direct deposit?
No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.
When should the Chase bonus post?
The tracked estimate is about 120 days after you satisfy the requirements.
Full Requirements
Open a Chase Business Complete Checking account, deposit new money within 30 days of enrolling in the offer, hold that balance for 60 days, and complete 5 qualifying transactions within 90 days. New money means funds that were not already at Chase. The payout follows the amount you deposit: $2,000 pays $400, $10,000 pays $500, $20,000 pays $750 and $100,000 pays $1,500. Two enrollment pages are running at once and they carry different ladders, so pick by the balance you can commit. Chase's Business Complete Checking offer page covers the $400 and $500 steps; its business target page covers the $400, $750 and $1,500 steps. If your balance drops below the amount you enrolled for at any point in the 60 days, Chase can reduce the payout or drop it entirely. Qualifying transactions are debit card purchases, QuickDeposit, ACH credits, wire credits and debits, Chase Online Bill Pay and QuickAccept; ACH debits, Zelle and transfers to a Chase credit card do not count. The money lands within 15 days of the last requirement being met. Expires October 15, 2026.
Fees
Waived with $2,000 minimum daily balance.
ChexSystems & Credit Pull
Standard business verification.
Eligibility
New Chase business checking customers only. You are not eligible if your business already has a Chase business checking account, if you closed one within 90 days of opening it, or if you closed one with a negative balance in the past three years. Government entities, political action committees and campaign accounts are excluded, as are JPMorgan Chase employees. A signer can take one Chase business checking offer every two years counted from the last enrollment date, and only one offer applies per account. Chase does not open business deposit accounts for Hawaii businesses, so Hawaii owners cannot use this one. Chase business CREDIT CARDS are still available in Hawaii. Expires October 15, 2026.
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Sources (3)
We last checked this against the bank's page on August 17, 2026.
Historical Promotions
The current $1,500 is the highest we've tracked since September 2025.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.