Chase $600 Savings Bonus (11.3% Effective APY) - 2026 Review
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- Bonus tiers
- $600 for a $15,000+ deposit
- Enter the offer's promo code when you apply
- Availability: Nationwide
- No stated lifetime limit
- Monthly fee: $0
- No early-closure rule listed
- Funding window: 30 days
- Maintenance/hold period: 90 days
- Total practical hold: ~130 days
Bonus Tiers & Effective APY
Overview
Chase currently offers up to $600 through its savings promotion. The headline tier requires $15,000 and keeps the funds committed for roughly 130 days. That is approximately 11.2% annualized before tax and opportunity-cost adjustments.
Pros
Cons
Notes
Fund the account inside the 30-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 90-day maintenance period. Avoid moving the money until the reward posts.
How This Compares to Other Bonuses
Chase's $600 headline payout is closest to Union Savings Bank's $506 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current Chase promotion?
Chase currently offers up to $600. The headline requirement is $15,000 deposit held for about 120 days.
How much money is required for the Chase bonus?
The highest advertised payout currently requires $15,000. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 130 days including funding, maintenance, settlement, and a practical payout buffer.
Related Bonus Reviews
Eligibility
Available to Hawaii residents (Chase personal checking/savings bonuses are obtainable in HI). New Chase savings customers only. Not available if you closed a Chase savings account in the last 90 days or with a negative balance in the last 3 years. One savings bonus every 2 years. Combo bonus ($400) requires also completing checking direct deposit requirement.
Fees
Apply
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Sources (1)
We last checked this against the bank's page on July 27, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.