Chase $300 Checking Account Bonus (2026) - Review & Requirements
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Overview
Chase is currently offering a $300 checking bonus. The core requirement is $500 in qualifying direct deposits within 90 days of opening. The account has a $15 monthly fee; review the waiver terms before applying.
Who This Checking Bonus Is Best For
Applicants who can safely route $500 in qualifying deposits without disrupting higher-value offers, and who meet every geographic and prior-customer restriction.
How to Maximize This Bonus
Route $500 in qualifying payroll or other bank-approved direct deposits inside the 90-day window. Allow approximately 15 days for the bonus to post after qualification.
Pros
Cons
How This Compares to Other Bonuses
Chase's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Chase checking bonus?
Chase currently advertises $300. The principal requirement is $500 qualifying direct deposit within 90 days.
Does the Chase bonus require direct deposit?
Yes. The catalog currently records $500 within 90 days. Confirm the bank's exact definition before applying.
When should the Chase bonus post?
The tracked estimate is about 15 days after you satisfy the requirements.
Full Requirements
Open Chase Total Checking through the $900 checking + savings combination offer and make direct deposits totaling $500 or more within 90 days of coupon enrollment. This is the $300 checking leg; the $200 savings leg and the $400 combination premium live on the paired Chase Savings record and require the $15,000 savings deposit. Offer expires 10/14/2026.
Fees
$500+ qualifying electronic deposits, OR $1,500+ daily balance, OR $5,000+ average daily balance, OR linked qualifying checking account.
ChexSystems & Credit Pull
Soft pull/EWS reported. Chase does not pull ChexSystems. Not available to existing Chase checking customers, those closed within 90 days, or closed with negative balance within 3 years. One checking-opening bonus per two years from last coupon enrollment.
Eligibility
The checking leg of the $900 checking + savings combination. Not available to existing Chase checking customers, or if you closed a Chase checking account within 90 days or closed one with a negative balance in the last 3 years. Some trackers report the combination link as targeted; if the combination page will not enroll you, the standalone $400 checking coupon is the fallback and pays more for checking alone. One checking-opening bonus every two years, so this and the standalone coupon are one choice, not two.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.