Associated Bank Business $100–$750 Business Savings Bonus (13.7%–18.3% Effective APY) - 2026 Review
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- Bonus tiers
- $100 for a $2,000+ deposit
- $400 for a $5,000+ deposit
- $750 for a $20,000+ deposit
- Keep at least $2,000 in the account every single day, never dipping below
- Availability: 9 states: IA, IL, IN, KS, MI, MN, MO, OH, WI
- No stated lifetime limit
- Monthly fee: $0
- No early-closure rule listed
- Funding window: 30 days
- Maintenance/hold period: 60 days
- Total practical hold: ~100 days
Bonus Tiers & Effective APY
Overview
Associated Bank Business currently offers up to $750 through its business savings promotion. The headline tier requires $20,000 and keeps the funds committed for roughly 100 days. That is approximately 13.7% annualized before tax and opportunity-cost adjustments.
Pros
Cons
Notes
Fund the account inside the 30-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 60-day maintenance period. Avoid moving the money until the reward posts.
How This Compares to Other Bonuses
Associated Bank Business's $750 headline payout is closest to Chase Business Checking's $750 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current Associated Bank Business promotion?
Associated Bank Business currently offers up to $750. The headline requirement is $20,000 deposit held for about 90 days.
How much money is required for the Associated Bank Business bonus?
The highest advertised payout currently requires $20,000. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 100 days including funding, maintenance, settlement, and a practical payout buffer.
Eligibility
Business checking (Access $100 / Balanced $400 / Choice $750). $100 min open + new money within 30 days, maintain daily balance days 31–90, keep open 12 months. Balanced fee $20/mo (waive $5k avg), Choice $35/mo (waive $15k avg); Access no fee. Online-openable in listed states. Expires 2026-08-31 (extended; bank page verified 2026-07-25).
Fees
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Sources (1)
We last checked this against the bank's page on September 8, 2026.
Historical Promotions
The current $750 is the highest we've tracked since November 2025.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.