Bank of America Premium Rewards — 60,000 Points Sign-Up Bonus (2026 Review)
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Rewards Earning
Key Benefits
- No Foreign Transaction Fees
- Travel Portal Redemption
Overview
The Bank of America Premium Rewards is currently offering 60,000 Points with no minimum-spend requirement — check the issuer's offer terms for the qualifying activity. It carries a $95 annual fee, with no first-year credits to soften it. Estimated net year-one value: $505 based on a 1¢ per-point valuation.
Who This Card Is For
Cardholders who can fully use the 60,000 Points bonus, the $0 in credits, and any travel benefits — and who'd find the value even after the $95 annual fee.
How to Maximize the Sign-Up Bonus
This 60,000 Points offer has no minimum-spend requirement — confirm the qualifying activity in the issuer's terms, then put the card to work in its strongest categories. Route your everyday bills — utilities, groceries, gas, streaming subscriptions — through the Bank of America Premium Rewards so it keeps earning after the 60,000 Points bonus posts. Mind your issuer rules: check the issuer's velocity rules before applying. Track the SUB cycle in Stacks OS so you can downgrade or cancel before the next AF posts if the card stops earning its keep.
Pros
Cons
How This Compares
Within Bofa's personal lineup, the closest comparison is the BofA Premium Rewards (60,000 BofA points after $4,000/3mo, $95 AF). The Bank of America Premium Rewards is the right pick when you value premium benefits and credits over a no-fee structure.
Frequently Asked Questions
What's the current Bank of America Premium Rewards sign-up bonus?
The current bonus is 60,000 Points, with no minimum-spend requirement — confirm the qualifying activity on the issuer's page before applying, as offers change often.
What's the Bank of America Premium Rewards annual fee?
The annual fee is $95.
How long does the Bank of America Premium Rewards sign-up bonus take to post?
Once you complete the qualifying activity, the bonus typically posts within 1–2 statement cycles — roughly 6–8 weeks. Track the milestone in Stacks OS Spending so you don't miss the deadline.
Related Cards
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Nathaniel covers the best bank bonuses, credit card strategies, and savings optimization on his YouTube channel.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.