Citi Strata Premier — 60,000 ThankYou Points Sign-Up Bonus (2026 Review)
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Rewards Earning
Key Benefits
- $100 annual hotel credit (one $500+ hotel booking via Citi Travel)
- 3x on air travel, hotels, restaurants, supermarkets, gas
- 10x on hotels, car rentals, attractions via Citi Travel
- Transfer to 18+ airline/hotel partners
Overview
The Citi Strata Premier currently offers 60,000 ThankYou Points after $4,000 in purchases within 3 months. The annual fee is $95. Estimated net first-year value is $1,085 using the catalog's published valuation assumptions.
Who This Card Is For
Applicants who can complete $4,000 of planned purchases without carrying a balance and who fit Citi's approval rules.
How to Maximize the Sign-Up Bonus
Plan for roughly $1,334 per month in organic purchases to complete the $4,000 requirement inside 3 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.
Pros
Cons
How This Compares
The closest current Citi comparison in the catalog is the Citi Strata Elite, with 75,000 ThankYou Points after $6,000 in 3 months and a $595 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current Citi Strata Premier welcome offer?
The current catalog offer is 60,000 ThankYou Points after $4,000 in purchases within 3 months. Confirm the issuer page before applying.
What is the Citi Strata Premier annual fee?
The annual fee is $95.
How should I value the Citi Strata Premier offer?
Using the site's catalog assumptions, the estimated net first-year value is $1,085 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Sources (1)
We last checked this against the bank's page on August 15, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.