Bank of Hawaii $100–$300 Checking Account Bonus (2026) - Review & Requirements
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What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Bank of Hawaii is currently offering a $300 checking bonus. The core requirement is $3,500 in qualifying direct deposits within 60 days of opening. The account has a $15 monthly fee; review the waiver terms before applying.
Who This Checking Bonus Is Best For
Applicants who can safely route $3,500 in qualifying deposits without disrupting higher-value offers, and who meet every geographic and prior-customer restriction.
How to Maximize This Bonus
Route $3,500 in qualifying payroll or other bank-approved direct deposits inside the 60-day window. Allow approximately 120 days for the bonus to post after qualification. Keep the account open for at least 180 days.
Pros
Cons
How This Compares to Other Bonuses
Bank of Hawaii's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Bank of Hawaii checking bonus?
Bank of Hawaii currently advertises $300. The principal requirement is $3,500 qualifying direct deposit within 60 days.
Does the Bank of Hawaii bonus require direct deposit?
Yes. The catalog currently records $3,500 within 60 days. Confirm the bank's exact definition before applying.
When should the Bank of Hawaii bonus post?
The tracked estimate is about 120 days after you satisfy the requirements.
Full Requirements
Open a new Bankohana Level I checking account with a $500 initial deposit and receive $3,500 in Qualifying Direct Deposits within 60 days for $300. A Convenience Checking account with $2,000 in Qualifying Direct Deposits within 60 days pays $100 instead. Bonus is paid within 120 days of account opening.
Fees
Bankohana Level I: $15 per month, waived with a Combined Balance of $6,000.
ChexSystems & Credit Pull
Bank of Hawaii is low ChexSystems sensitivity.
Eligibility
Hawaii residents (offer also extends to Guam/Saipan/Palau). New checking customers only; limit one checking bonus per customer. Qualifying Direct Deposits = recurring electronic payroll/government/pension ACH. Accounts closed within 180 days incur a $70 early-closing fee.
Apply
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.