Bank of Hawaii $100 Checking Account Bonus (2026) - Review & Requirements
Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
- Direct deposit: a qualifying direct deposit of $2,000 or more
- Deposit window: 60 days
- Minimum opening deposit: $500
- Availability: HI
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $5/mo — $5/month, waived with a $500 minimum average daily ledger balance OR $500+ in total monthly direct deposits.
- Early closure fee: $40 if closed within 180 days
- Bonus posts: ~120 days
- Account hold: Must keep open 180 days
What Counts as Direct Deposit
8 reports across 1 source. Last report May 31, 2026. Doctor of Credit comments 8.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Open a new Convenience Checking account online with a $500 initial deposit and receive $2,000 in Qualifying Direct Deposits within 60 days. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Bank of Hawaii is currently offering a $100 checking bonus. The core requirement is a qualifying direct deposit of $2,000 or more within 60 days. The account has a $5 monthly fee; review the waiver terms before applying.
Pros
Cons
Notes
Make a single direct deposit of $2,000 or more within 60 days. Allow approximately 120 days for the bonus to post after qualification. Keep the account open for at least 180 days.
How This Compares to Other Bonuses
Bank of Hawaii's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Bank of Hawaii checking bonus?
Bank of Hawaii currently advertises $100. The principal requirement is a qualifying direct deposit of $2,000 or more within 60 days.
Does the Bank of Hawaii bonus require direct deposit?
Yes. The catalog currently records a qualifying direct deposit of $2,000 or more within 60 days. Confirm the bank's exact definition before applying.
When should the Bank of Hawaii bonus post?
The tracked estimate is about 120 days after you satisfy the requirements.
Full Requirements
Open a new Convenience Checking account online with a $500 initial deposit and receive $2,000 in Qualifying Direct Deposits within 60 days. Apply online.
Fees
$5/month, waived with a $500 minimum average daily ledger balance OR $500+ in total monthly direct deposits.
ChexSystems & Credit Pull
Bank of Hawaii is low ChexSystems sensitivity.
Eligibility
Any new or existing Bank of Hawaii customer is eligible; limited to one checking bonus per customer (prior-bonus lifetime limit).
Apply
Open Account →Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
Sources (2)
We last checked this against the bank's page on September 8, 2026.
More Bank of Hawaii offers we track
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.