Blog/Best Checking Bonuses/Bank of Hawaii $100 Checking Account Bonus (2026) - Review & Requirements

Bank of Hawaii $100 Checking Account Bonus (2026) - Review & Requirements

✓ Verified Aug 13, 2026 (no published end date)
By Nathaniel Booth2026-04-10Last updated 2026-08-13Bank Bonuses
CheckingBank BonusDirect DepositRegionalEasy Approval
Offer Details
Bonus Amount$100
Account TypeChecking
Direct Deposit RequiredYes
Min Per Deposit$2,000
Deposit Window60 days
Bonus Posts In~120 days
Keep Account Open180 days
Open account →

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Employer payroll or government benefit deposit
The only near-universal trigger — real payroll or SSA/pension/tax-refund, PPD-coded. 2 member reports of it working, none of it failing, last confirmed May 2026.
MAYBE
Fidelity Cash Management ACH push
The #1 workaround pusher; codes payroll-like at most banks. 3 member reports of it working, 1 of it failing, last confirmed May 2026.
MAYBE
Current ACH push
1 member report of it working, 1 of it failing, last confirmed May 2026. Members report it posting as "transfer".
Source: our guide to what counts as direct deposit, verified per-bank against official terms and community data points (originally compiled with help from Doctor of Credit). Data points may change — always verify with the bank.

Overview

Bank of Hawaii is currently offering a $100 checking bonus. The core requirement is a qualifying direct deposit of $2,000 or more within 60 days. The account has a $5 monthly fee; review the waiver terms before applying.

Who This Checking Bonus Is Best For

Applicants who can safely route a qualifying direct deposit of $2,000 or more within 60 days without disrupting higher-value offers, and who meet every geographic and prior-customer restriction.

How to Maximize This Bonus

Make a single direct deposit of $2,000 or more within 60 days. Allow approximately 120 days for the bonus to post after qualification. Keep the account open for at least 180 days.

Pros

+$100 cash bonus
+No documented hard credit pull
+60-day qualification window

Cons

-Geographic restrictions apply
-Lifetime or one-bonus-per-customer language applies
-$5 monthly fee unless waived
-No published end date; terms can change without notice

How This Compares to Other Bonuses

Bank of Hawaii's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.

Frequently Asked Questions

What is the current Bank of Hawaii checking bonus?

Bank of Hawaii currently advertises $100. The principal requirement is a qualifying direct deposit of $2,000 or more within 60 days.

Does the Bank of Hawaii bonus require direct deposit?

Yes. The catalog currently records a qualifying direct deposit of $2,000 or more within 60 days. Confirm the bank's exact definition before applying.

When should the Bank of Hawaii bonus post?

The tracked estimate is about 120 days after you satisfy the requirements.

Full Requirements

Open a new Convenience Checking account online with a $500 initial deposit and receive $2,000 in Qualifying Direct Deposits within 60 days. Apply online.

Fees

Monthly Fee$5/mo

$5/month, waived with a $500 minimum average daily ledger balance OR $500+ in total monthly direct deposits.

Early Closure Fee$40 (within 180 days)

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Bank of Hawaii is low ChexSystems sensitivity.

Eligibility

AvailabilityHI
Lifetime LimitYes

Any new or existing Bank of Hawaii customer is eligible; limited to one checking bonus per customer (prior-bonus lifetime limit).

Apply

Open Account →

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Sources (2)

We last checked this against the bank's page on August 13, 2026.

More Bank of Hawaii offers we track

Bank of Hawaii $300 Checking Bonus
Track This Bonus in Stacks OS

Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.

Stacks OS also tells you which bonus to do next for YOUR paycheck.

Bonus tracking is included in the free plan.
🔒
The Direct Deposit Cheat Sheet

What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.

Free. Unlocks instantly here and arrives by email.
Unlocking also subscribes you to the free weekly bonus newsletter. Unsubscribe anytime.
Watch the walkthroughs on YouTube →

Comments (0)

Loading comments...
Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

← All reviewsBest checking bonusesBest savings bonuses