Bank of Hawaii $100 Checking Account Bonus (2026) - Review & Requirements
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What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Bank of Hawaii is currently offering a $100 checking bonus. The core requirement is a qualifying direct deposit of $2,000 or more within 60 days. The account has a $5 monthly fee; review the waiver terms before applying.
Who This Checking Bonus Is Best For
Applicants who can safely route a qualifying direct deposit of $2,000 or more within 60 days without disrupting higher-value offers, and who meet every geographic and prior-customer restriction.
How to Maximize This Bonus
Make a single direct deposit of $2,000 or more within 60 days. Allow approximately 120 days for the bonus to post after qualification. Keep the account open for at least 180 days.
Pros
Cons
How This Compares to Other Bonuses
Bank of Hawaii's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Bank of Hawaii checking bonus?
Bank of Hawaii currently advertises $100. The principal requirement is a qualifying direct deposit of $2,000 or more within 60 days.
Does the Bank of Hawaii bonus require direct deposit?
Yes. The catalog currently records a qualifying direct deposit of $2,000 or more within 60 days. Confirm the bank's exact definition before applying.
When should the Bank of Hawaii bonus post?
The tracked estimate is about 120 days after you satisfy the requirements.
Full Requirements
Open a new Convenience Checking account online with a $500 initial deposit and receive $2,000 in Qualifying Direct Deposits within 60 days. Apply online.
Fees
$5/month, waived with a $500 minimum average daily ledger balance OR $500+ in total monthly direct deposits.
ChexSystems & Credit Pull
Bank of Hawaii is low ChexSystems sensitivity.
Eligibility
Any new or existing Bank of Hawaii customer is eligible; limited to one checking bonus per customer (prior-bonus lifetime limit).
Apply
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Sources (2)
We last checked this against the bank's page on August 13, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.