[Expired] Bellco Credit Union $300 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Direct deposit: $500 in qualifying direct deposits
- Deposit window: 60 days
- Availability: CO
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Unknown
- Monthly fee: $0 — Free Checking has no monthly fee.
- No early-closure rule listed
- Bonus posts: ~90 days
- Account hold: Must keep open 365 days
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Open a Bellco checking account during the offer period and receive at least one single qualifying direct deposit of $500+ within 60 days (recurring payroll, pension, Social Security, or government benefits; deposits cannot be combined). Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Bellco Credit Union's $300 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Receive $500+ in direct deposits within 60 days. Allow approximately 90 days for the bonus to post after qualification. Keep the account open for at least 365 days.
How This Compares to Other Bonuses
Bellco Credit Union's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Bellco Credit Union checking bonus?
The final offer we tracked paid $300; it is now marked expired.
Does the Bellco Credit Union bonus require direct deposit?
Yes. The catalog currently records $500 in qualifying direct deposits within 60 days. Confirm the bank's exact definition before applying.
When should the Bellco Credit Union bonus post?
The tracked estimate is about 90 days after you satisfy the requirements.
Full Requirements
Open a Bellco checking account during the offer period and receive at least one single qualifying direct deposit of $500+ within 60 days (recurring payroll, pension, Social Security, or government benefits; deposits cannot be combined). Apply online.
Fees
Free Checking has no monthly fee.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: Bellco's field of membership is Colorado, but you do not have to live in Colorado. Bellco's own page says that for interested parties outside of Colorado, joining the Bellco Foundation makes you eligible for membership. New checking customers only ('you don't have an active checking account with Bellco'); one bonus per household. Must keep the account open and in good standing for 1 year. Bellco may reclaim the bonus if you close sooner. Bonus within 90 days of the qualifying deposit.
Sources (3)
We last checked this against the bank's page on July 27, 2026.
More Bellco Credit Union offers we track
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.