Blog/Best Checking Bonuses/[Expired] Camden National Bank $300 Checking Account Bonus (2026) - Review & Requirements

[Expired] Camden National Bank $300 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusDirect DepositRegionalEasy Approval
⚠️ This offer has expired.

Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.

Live checking bonuses we currently track
Chase $1,000–$3,000 Checking Account Bonus (2026) - Review & RequirementsChase $400–$1,500 Business Checking Bonus (2026) - Review & RequirementsU.S. Bank $400–$1,200 Business Checking Bonus (2026) - Review & Requirements
Offer Details
Bonus Amount$300
Account TypeChecking
Direct Deposit Required$500 total
Deposit Window60 days
Bonus Posts In~90 days
At a Glance
Requirements
  • Direct deposit: $500 in qualifying direct deposits
  • Deposit window: 60 days
  • Minimum opening deposit: $25
Eligibility
  • Availability: MA, ME, NH
  • Lifetime limit: one bonus per customer
  • ChexSystems sensitivity: Low
  • Credit pull: soft pull only
Fees
  • Monthly fee: $5/mo — Rewards Checking is $0 if you keep an average daily balance of $500 or more; otherwise a $5 monthly service fee applies. Premier Checking is a different account with a different fee: $0 with a $2,500 average daily balance or $25,000 in total deposits, otherwise $20 a month. The bonus is open to either account, so the cheaper way in is Rewards Checking, and the $500 average balance that waives its fee is money you were already going to have there to receive the direct deposits.
  • No early-closure rule listed
Payout & closure
  • Bonus posts: ~90 days
No published end date
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Employer/payroll ACH
Explicitly named and the safest path. Bonus terms require '$500 or more of your payroll, pension or government benefits' that post within 60 calendar days of opening. Terms further specify 'Direct deposits must be electronic deposits of paychecks, pensions, or government benefits' — a true employer payroll ACH credit is squarely in scope.
YES
Government benefits (SSA/Social Security)
Explicitly named: 'government benefits, such as Social Security.' Counts.
YES
Pension / retirement income
Explicitly named: 'your payroll, pension or government benefits.' Counts.
NO
Brokerage ACH push (Fidelity, Schwab, Ally, Chase)
Camden is a strict/coded-DD bank. Terms restrict qualifying DD to electronic deposits of paychecks/pensions/government benefits and state 'Person-to-person and bank transfers are not considered direct deposits.' Brokerage ACH pushes are typically coded as standard ACH credits (the excluded 'bank transfer' category). Verified across DoC and offer terms; NO DoC reader data point reports a brokerage/soft-ACH push working for this specific bonus, so do not treat as reliable.
NO
External bank ACH transfer (manual push/pull between your own accounts)
Bonus terms explicitly exclude 'bank transfers' ('Person-to-person and bank transfers are not considered direct deposits'). Will not satisfy the requirement.
NO
P2P transfers (PayPal, Venmo, Zelle, Cash App)
Bonus terms explicitly exclude 'person-to-person' transfers. Excluded.
Source: our guide to what counts as direct deposit, verified per-bank against official terms and community data points (originally compiled with help from Doctor of Credit). Data points may change — always verify with the bank.

Overview

Camden National Bank's $300 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.

Pros

+$300 cash bonus
+No documented hard credit pull
+60-day qualification window

Cons

-Geographic restrictions apply
-Lifetime or one-bonus-per-customer language applies
-$5 monthly fee unless waived
-No published end date; terms can change without notice

Notes

Receive $500+ in direct deposits within 60 days. Allow approximately 90 days for the bonus to post after qualification.

How This Compares to Other Bonuses

Camden National Bank's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.

Frequently Asked Questions

What is the current Camden National Bank checking bonus?

The final offer we tracked paid $300; it is now marked expired.

Does the Camden National Bank bonus require direct deposit?

Yes. The catalog currently records $500 in qualifying direct deposits within 60 days. Confirm the bank's exact definition before applying.

When should the Camden National Bank bonus post?

The tracked estimate is about 90 days after you satisfy the requirements.

Full Requirements

Open a new Camden National Rewards or Premier checking account with a $25 minimum opening deposit, then set up $500 or more in direct deposits within 60 calendar days. The $300 is direct deposited to your account within 90 calendar days of the qualifying transaction. Qualifying deposits are payroll, pension or government benefits; person to person payments and bank transfers do not count. The account must be open, active and not overdrawn when the bonus is paid, which includes not having drawn on any Progressive Pay amount available to you. There is a separate $200 savings bonus for funding your first savings or money market account with $10,000 in new money within 20 days and holding that balance for 90 days. CHECK BEFORE YOU APPLY: the bank's own offer page could not be reached today, so confirm the amount and the deadline before you move money.

Fees

Monthly Fee$5/mo

Rewards Checking is $0 if you keep an average daily balance of $500 or more; otherwise a $5 monthly service fee applies. Premier Checking is a different account with a different fee: $0 with a $2,500 average daily balance or $25,000 in total deposits, otherwise $20 a month. The bonus is open to either account, so the cheaper way in is Rewards Checking, and the $500 average balance that waives its fee is money you were already going to have there to receive the direct deposits.

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Eligibility

AvailabilityMA, ME, NH
Lifetime LimitYes

Maine, New Hampshire and Massachusetts. You must be 18 or older, and the primary account owner cannot have owned a Camden National consumer checking account in the 12 months before opening this one. One bonus per account or individual, and it cannot be combined with any other offer.

Sources (2)

We last checked this against the bank's page on August 28, 2026.

Track This Bonus in Stacks OS

Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.

Stacks OS also tells you which bonus to do next for YOUR paycheck.

Bonus tracking is included in the free plan.
🔒
The Direct Deposit Cheat Sheet

What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.

Free. Unlocks instantly here and arrives by email.
Unlocking also subscribes you to the free weekly bonus newsletter. Unsubscribe anytime.
Watch the walkthroughs on YouTube →

Comments (0)

Loading comments...
Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

← All reviewsBest checking bonusesBest savings bonuses