Blog/Credit Cards/Capital One QuicksilverOne — Rewards, Fees & 2026 Review

Capital One QuicksilverOne — Rewards, Fees & 2026 Review

✓ Verified 2026-07-25T05:39:38.394+00:00 (no published end date)
By Nathaniel Booth2026-04-19Last updated 2026-07-24Credit Cards
Credit CardCapital onePersonal
Card Review
No current sign-up bonus
This card has no current welcome bonus — here's how it earns and who it's for.
View official offer →
IssuerCapital one
Card typePersonal
Annual fee$39

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

What's this card worth to you?
Enter your spend and see Capital One QuicksilverOne's Year 1 & Year 2 value.
Open calculator →

Rewards Earning

hotels via Capital One Travel, rental cars via Capital One Travel5x
all other purchases1.5x

Key Benefits

  • Unlimited 1.5% cash back on every purchase
  • 5% on hotels & rental cars via Capital One Travel
  • Designed for credit-builders (fair-credit eligibility)
  • Auto credit-line review at 6 months

Overview

The Capital One QuicksilverOne has no fixed welcome bonus in the current catalog. This review focuses on rewards, fees, benefits, and who should consider the card.

Who This Card Is For

People whose normal spending and benefit usage justify the card on an ongoing basis.

How to Maximize the Sign-Up Bonus

Evaluate this card on its ongoing earning, benefits, and fee rather than manufacturing spend for a bonus that is not currently available.

Pros

+5x on hotels via Capital One Travel, rental cars via Capital One Travel
+Unlimited 1.5% cash back on every purchase
+5% on hotels & rental cars via Capital One Travel

Cons

-$39 annual fee

How This Compares

The closest current Capital One comparison in the catalog is the Capital One Savor, with $250 after $500 in 3 months and a $0 annual fee. Compare net first-year value and long-term fit.

Frequently Asked Questions

What is the current Capital One QuicksilverOne welcome offer?

No fixed welcome bonus is currently recorded.

What is the Capital One QuicksilverOne annual fee?

The annual fee is $39.

How should I value the Capital One QuicksilverOne offer?

Using the site's catalog assumptions, the estimated net first-year value is $-39 after the first-year annual fee and tracked statement credits. Your redemption value can differ.

Offer terms last verified against the issuer's page on 7/25/2026.

More Capital One offers we track

Capital One $300 Checking BonusCapital One $1,500 Savings Bonus+ 13 Capital One credit cards in our directory →
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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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