Capital One Savor — $250 Sign-Up Bonus (2026 Review)
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Rewards Earning
Key Benefits
- 3% cash back on dining, entertainment, streaming, groceries
- 5% on hotels & rental cars via Capital One Travel
- 8% on Capital One Entertainment purchases
- No annual fee
Overview
The Capital One Savor currently offers $250 after $500 in purchases within 3 months. There is no annual fee. Estimated net first-year value is $250 using the catalog's published valuation assumptions.
Who This Card Is For
Applicants who can complete $500 of planned purchases without carrying a balance and who fit Capital One's approval rules.
How to Maximize the Sign-Up Bonus
Plan for roughly $167 per month in organic purchases to complete the $500 requirement inside 3 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.
Pros
Cons
How This Compares
The closest current Capital One comparison in the catalog is the Capital One Venture X, with 75,000 Capital One miles after $4,000 in 3 months and a $395 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current Capital One Savor welcome offer?
The current catalog offer is $250 after $500 in purchases within 3 months. Confirm the issuer page before applying.
What is the Capital One Savor annual fee?
The annual fee is $0.
How should I value the Capital One Savor offer?
Using the site's catalog assumptions, the estimated net first-year value is $250 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Sources (1)
We last checked on August 12, 2026, but could not confirm every detail directly on the bank's page.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.