Blog/Best Checking Bonuses/Country Bank $400 Checking Account Bonus (2026) - Review & Requirements

Country Bank $400 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Last updated 2026-04-17Bank Bonuses
CheckingBank BonusRegionalEasy ApprovalNo Monthly Fee
Offer Details
Bonus Amount$400
Account TypeChecking
Deposit Window120 days
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

Overview

Country Bank offers a $400 checking bonus across six New England states with no direct deposit required. One of the strongest no-DD bonuses in the region.

Who This Checking Bonus Is Best For

New England residents (MA, NH, ME, RI, CT, VT) who want a strong bonus without direct deposit.

How to Maximize This Bonus

Open a Country Bank Kasasa Cash Back Checking account, then each statement cycle for three consecutive months: make 12+ debit card purchases (post and settle), receive at least one qualifying transaction (direct deposit, ACH, or bill pay), and stay enrolled in e-statements. A recurring direct deposit is NOT required — a single ACH or bill-pay counts.

Pros

+$400 bonus with no DD required
+Available across 6 New England states
+No monthly fee

Cons

-Limited to New England states only
-Country Bank has a smaller branch network

How This Compares to Other Bonuses

Frequently Asked Questions

Which New England states qualify?

Massachusetts, New Hampshire, Maine, Rhode Island, Connecticut, and Vermont.

Full Requirements

No direct deposit required.

Fees

Monthly Fee$0

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Eligibility

AvailabilityMA
Lifetime LimitYes

State restricted: MA, NH, ME, RI, CT, VT. New Country Bank checking customers only.

Apply

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Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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