Blog/Best Checking Bonuses/[Expired] Country Bank $400 Checking Account Bonus (2026) - Review & Requirements

[Expired] Country Bank $400 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusTransaction RequirementRegionalEasy ApprovalNo Monthly Fee
⚠️ This offer has expired.

Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.

Live checking bonuses we currently track
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Offer Details
Bonus Amount$400
Account TypeChecking
Deposit Window120 days
Transactions Required36 qualifying transactions
At a Glance
Requirements
  • Deposit window: 120 days
  • Make 36 debit card transactions
Eligibility
  • Availability: MA, NH, ME, RI, CT, VT
  • Lifetime limit: one bonus per customer
  • ChexSystems sensitivity: Low
  • Credit pull: soft pull only
Fees
  • Monthly fee: $0
  • No early-closure rule listed
Payout & closure
  • Holding period: 90 days
No published end date
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

Overview

Country Bank's $400 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.

Pros

+$400 cash bonus
+No monthly maintenance fee
+No documented hard credit pull
+120-day qualification window

Cons

-Geographic restrictions apply
-Lifetime or one-bonus-per-customer language applies
-No published end date; terms can change without notice

Notes

Open a Kasasa Cash Back Checking account in person or online, then in each of three months make at least 12 debit card purchases that post and settle, and have at least one direct deposit, bill payment or ACH transaction. That is 36 debit purchases across the three months. Direct deposit is optional because a bill payment or ACH satisfies the second half. Qualifying direct deposits are salary, pension or government payments such as Social Security; Real-Time Payments network transfers and person to person networks such as PayPal, Zelle and Venmo do not qualify, and transfers from another Country Bank deposit account do not either. You must be at least 18 and cannot have owned a Country Bank checking account in the last 180 days. The account is credited within 120 days of the requirements being met. CHECK BEFORE YOU APPLY: we could not find this offer on the bank's own site today, so confirm it is still running before you open anything. Keep the account open and in good standing until the bonus posts.

How This Compares to Other Bonuses

Country Bank's $400 offer is closest in headline value to PNC Bank's $400 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.

Frequently Asked Questions

What is the current Country Bank checking bonus?

The final offer we tracked paid $400; it is now marked expired.

Does the Country Bank bonus require direct deposit?

No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.

When should the Country Bank bonus post?

The bank does not provide a dependable posting estimate in our current record, so keep the account open until payment arrives.

Full Requirements

Open a Kasasa Cash Back Checking account in person or online, then in each of three months make at least 12 debit card purchases that post and settle, and have at least one direct deposit, bill payment or ACH transaction. That is 36 debit purchases across the three months. Direct deposit is optional because a bill payment or ACH satisfies the second half. Qualifying direct deposits are salary, pension or government payments such as Social Security; Real-Time Payments network transfers and person to person networks such as PayPal, Zelle and Venmo do not qualify, and transfers from another Country Bank deposit account do not either. You must be at least 18 and cannot have owned a Country Bank checking account in the last 180 days. The account is credited within 120 days of the requirements being met. CHECK BEFORE YOU APPLY: we could not find this offer on the bank's own site today, so confirm it is still running before you open anything.

Fees

Monthly Fee$0

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Eligibility

AvailabilityMA, NH, ME, RI, CT, VT
Lifetime LimitYes

State restricted: MA, NH, ME, RI, CT, VT. New Country Bank checking customers only.

Sources (2)

We last checked this against the bank's page on August 28, 2026.

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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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