[Expired] Equity Bank $400 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Direct deposit: $1,000 in qualifying direct deposits
- Deposit window: 45 days
- Minimum opening deposit: $100
- Enter promo code MATCH when you apply
- Make 1 debit card transaction
- Availability: KS, OK, MO, AR, NE
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Unknown
- No early-closure rule listed
- Bonus posts: ~45 days
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Equity Bank's $400 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Enter promo code MATCH during application. Receive $1,000+ in direct deposits within 45 days. Allow approximately 45 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Equity Bank's $400 offer is closest in headline value to PNC Bank's $400 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Equity Bank checking bonus?
The final offer we tracked paid $400; it is now marked expired.
Does the Equity Bank bonus require direct deposit?
Yes. The catalog currently records $1,000 in qualifying direct deposits within 45 days. Confirm the bank's exact definition before applying.
When should the Equity Bank bonus post?
The tracked estimate is about 45 days after you satisfy the requirements.
Full Requirements
Open BOTH a new Equity Bank checking account AND a new savings account, within 45 days of each other and no later than July 31, 2026, entering code MATCH online or mentioning the MATCH offer when you open in person. A checking account on its own does not qualify. Then receive at least $1,000 in combined qualifying direct deposits into the new checking account within 45 days of opening it, and activate and use your Equity Bank debit card in that same 45 days. The $400 is deposited into the checking account about 45 days after it opens. Apply online.
Fees
No monthly fee on eligible checking.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Equity Bank (KS/OK/MO/AR/NE). Nebraska was added because Equity Bank's own locations page lists branches in Falls City and Lincoln. The offer's terms name no states at all, so Nebraska rests on where the bank operates rather than on the promotion's own wording. One MATCH offer per household, available only to households not linked as an owner to an open Equity Bank checking, savings or money market account in the past 180 days. A minimum $100 deposit may be required to open the checking account. Both accounts must be open and in good standing when the incentive is paid. Employees of Equity Bancshares and their households are excluded. Accounts must be opened by 7/31/2026.
Sources (3)
We last checked this against the bank's page on August 7, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.