[Expired] Fidelity Bank $400 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Direct deposit: $2,000+ in qualifying direct deposits each month for 3 consecutive months
- Deposit window: 90 days
- Enroll in e-statements (go paperless)
- Enroll in digital / online banking
- Availability: PA
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0
- No early-closure rule listed
- Holding period: 180 days
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Open a new personal checking account between June 1 and August 28, 2026, enrol in digital banking with EZ Statements, and receive $2,000 or more in direct deposits PER MONTH for the first three consecutive months after opening. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Fidelity Bank's $400 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Receive $2,000+ in direct deposits EACH month for 3 consecutive months. Each period must stand on its own; front-loading one large deposit does not qualify. Keep the account open and in good standing until the bonus posts.
How This Compares to Other Bonuses
Fidelity Bank's $400 offer is closest in headline value to PNC Bank's $400 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Fidelity Bank checking bonus?
The final offer we tracked paid $400; it is now marked expired.
Does the Fidelity Bank bonus require direct deposit?
Yes. The catalog currently records $2,000+ in qualifying direct deposits each month for 3 consecutive months. Confirm the bank's exact definition before applying.
When should the Fidelity Bank bonus post?
The bank does not provide a dependable posting estimate in our current record, so keep the account open until payment arrives.
Full Requirements
Open a new personal checking account between June 1 and August 28, 2026, enrol in digital banking with EZ Statements, and receive $2,000 or more in direct deposits PER MONTH for the first three consecutive months after opening. That earns $350. Opening the account online rather than in a branch adds another $50, so the checking value is $400. WATCH THE CADENCE: it is $2,000 in each of the three months, $6,000 in total, not $2,000 once. Two other pieces run on the same page but work differently and are not counted here: $100 for opening a savings or money market account at the same time with $10,000 in new funds held for three months, and up to $100 of Summer Encore rewards paid at $20 a month for 20 or more debit card transactions in a statement cycle, for up to five months from September 2026.
Fees
ChexSystems & Credit Pull
Eligibility
State restricted: PA (Northeastern PA only). New Fidelity Bank checking customers only.
Sources (2)
We last checked this against the bank's page on July 27, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.