Fidelity Bank $100 Checking Account Bonus (2026) - Review & Requirements
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Overview
Fidelity Bank is currently offering a $100 checking bonus. The qualifying activity is 20 debit-card transactions. The eligible account has no monthly maintenance fee documented in the catalog.
Who This Checking Bonus Is Best For
Applicants who can complete the listed activity on time and who meet the bank's geographic and prior-customer restrictions.
How to Maximize This Bonus
Verbatim: "Earn up to $100 more when you use your debit card for everyday purchases. To qualify, complete 20 or more debit card transactions, for up to 5 months. Each month you qualify, you will receive a $20 credit." PAID MONTHLY, NOT AS A LUMP: $20 per qualifying month, so the full $100 needs 20+ transactions in EACH of 5 separate months (100 transactions total), a partial run still pays $20/month for the months you hit. STACKS with the $400 checking bonus on the same account; it is a companion to that offer, not an alternative. Allow approximately 30 days for the bonus to post after qualification. Keep the account open for at least 150 days.
Pros
Cons
How This Compares to Other Bonuses
Fidelity Bank's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Fidelity Bank checking bonus?
Fidelity Bank currently advertises $100. The principal requirement is 20 debit-card transactions.
Does the Fidelity Bank bonus require direct deposit?
No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.
When should the Fidelity Bank bonus post?
The tracked estimate is about 30 days after you satisfy the requirements.
Full Requirements
Verbatim: "Earn up to $100 more when you use your debit card for everyday purchases. To qualify, complete 20 or more debit card transactions, for up to 5 months. Each month you qualify, you will receive a $20 credit." PAID MONTHLY, NOT AS A LUMP: $20 per qualifying month, so the full $100 needs 20+ transactions in EACH of 5 separate months (100 transactions total) — a partial run still pays $20/month for the months you hit. STACKS with the $400 checking bonus on the same account; it is a companion to that offer, not an alternative.
Fees
Reliance Checking has no fee when managed with direct deposit or debit card use.
ChexSystems & Credit Pull
Same account as the checking bonus; no separate application.
Eligibility
Northeastern PA only. Requires the new Fidelity checking account from the Summer 2026 promotion — earned on that account rather than by opening anything further. Tracked separately because its mechanics are debit-activity-gated over 5 months, not DD-gated.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.