Blog/Best Checking Bonuses/[Expired] First Tech Federal Credit Union $500 Checking Account Bonus (2026) - Review & Requirements

[Expired] First Tech Federal Credit Union $500 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusRegional
⚠️ This offer has expired.

Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.

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Offer Details
Bonus Amount$500
Account TypeChecking
Cooldown18 months
At a Glance
Requirements
  • Minimum opening deposit: $0
Eligibility
  • Availability: CA, OR, WA
  • No stated lifetime limit
  • ChexSystems sensitivity: Unknown
Fees
  • No early-closure rule listed
Payout & closure
  • Holding period: 90 days
No published end date
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

Overview

First Tech Federal Credit Union's $500 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.

Pros

+$500 cash bonus
+No documented hard credit pull

Cons

-Geographic restrictions apply
-No published end date; terms can change without notice

Notes

Open First Tech Rewards Checking and bring in new money from outside First Tech within 30 days: $1,500 = $100, $5,000 = $250, $15,000 = $500. No direct deposit required. Funds must remain 90 consecutive days. Apply online. Keep the account open and in good standing until the bonus posts.

How This Compares to Other Bonuses

First Tech Federal Credit Union's $500 offer is closest in headline value to Bank of America's $500 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.

Frequently Asked Questions

What is the current First Tech Federal Credit Union checking bonus?

The final offer we tracked paid $500; it is now marked expired.

Does the First Tech Federal Credit Union bonus require direct deposit?

No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.

When should the First Tech Federal Credit Union bonus post?

The bank does not provide a dependable posting estimate in our current record, so keep the account open until payment arrives.

Full Requirements

Open First Tech Rewards Checking and bring in new money from outside First Tech within 30 days: $1,500 = $100, $5,000 = $250, $15,000 = $500. No direct deposit required. Funds must remain 90 consecutive days. Apply online.

Fees

No monthly fee.

ChexSystems & Credit Pull

Chex SensitivityUnknown
Hard PullNo

ChexSystems / credit-pull policy not officially stated.

Eligibility

AvailabilityCA, OR, WA
Lifetime LimitNo

Membership open to anyone via a partner association (e.g. Financial Fitness Association), plus tech employers and family. New members only (not a primary owner of a Membership Savings in the prior 18 months); 18+. Tiered by new-money amount; no direct deposit required. 'Valid as of January 1, 2026, subject to change' (no fixed deadline).

Sources (2)

We last checked this against the bank's page on July 27, 2026.

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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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