Blog/Best Checking Bonuses/[Expired] Grasshopper Bank $300–$750 Business Checking Bonus (2026) - Review & Requirements

[Expired] Grasshopper Bank $300–$750 Business Checking Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusBusinessNationwideEasy ApprovalNo Monthly FeeTiered Bonus
⚠️ This offer has expired — it ended 2026-05-15.

Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.

Live checking bonuses we currently track
Chase $1,000–$3,000 Checking Account Bonus (2026) - Review & RequirementsChase $400–$1,500 Business Checking Bonus (2026) - Review & RequirementsU.S. Bank $400–$1,200 Business Checking Bonus (2026) - Review & Requirements
Bank promotional offer page
Offer Details
Bonus Amount$300–$750
Account TypeBusiness Checking
Minimum Balance$10,000
$10,000 balance required. We have not confirmed yet whether this is measured as an average or as a daily minimum
Deposit Window30 days
Bonus Posts In~120 days
Keep Account Open150 days
At a Glance
Requirements
  • Deposit window: 30 days
  • $10,000 balance required. We have not confirmed yet whether this is measured as an average or as a daily minimum
  • Bonus tiers
    • $300 for a $10,000+ average balance
    • $500 for a $25,000+ average balance
    • $750 for a $50,000+ average balance
Eligibility
  • Availability: Nationwide
  • Lifetime limit: one bonus per customer
  • ChexSystems sensitivity: Low
  • Credit pull: soft pull only
Fees
  • Monthly fee: $0 — No monthly fee.
  • No early-closure rule listed
Payout & closure
  • Bonus posts: ~120 days
  • Account hold: Must keep open 150 days
  • Holding period: 60 days
Valid through May 15, 2026
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

Bonus Tiers & Effective APY

$10,000 avg balance7.3% effective APY
Cash Bonus$300
Maintain for150 days (~3 statement cycles)
$25,000 avg balance4.9% effective APY
Cash Bonus$500
Maintain for150 days (~3 statement cycles)
$50,000 avg balance3.6% effective APY
Cash Bonus$750
Maintain for150 days (~3 statement cycles)

Overview

EXPIRED — Grasshopper Bank's tiered Innovator Business Checking bonus ($300/$500/$750 by average balance) required opening by May 15, 2026, and its maintenance period ended July 15, 2026. The live Grasshopper offer as of July 2026 is the separate $300 checking + savings bundle (code Bundle300, through July 31, 2026).

Pros

+$750 bonus
+No monthly fee
+Soft pull only — won't ding your credit score

Cons

-Lifetime language — one shot per tax ID
-120-day posting timeline is on the slow side

Notes

Open the account and complete the listed qualifying activity as soon as you can — most bonuses penalize late completion. Once you've met requirements, plan on roughly 120 days for the bonus to actually post. Note this account has lifetime-language eligibility — if you've ever held this bonus before, you may be excluded.

How This Compares to Other Bonuses

Among checking bonuses in our catalog, the closest peer is the Bank of America $750 offer. Grasshopper Bank's version stands out when you prefer Grasshopper Bank's footprint or screening profile over the higher peer payout.

Frequently Asked Questions

What's the current Grasshopper Bank checking bonus?

As verified directly from the bank's offer page, the current bonus is $750 once qualifying activity clears within 30 days of opening.

Does Grasshopper Bank run a hard credit pull for this account?

No — Grasshopper Bank uses a soft pull (if any). It won't affect your credit score, though a ChexSystems inquiry is also run, so make sure ChexSystems is unfrozen.

How long does the Grasshopper Bank bonus take to post?

Approximately 120 days after you meet the qualifying activity requirement. Stacks OS will track the milestone so the cutoff doesn't sneak up on you.

Can I get this Grasshopper Bank bonus more than once?

No. The offer terms include lifetime language — one bonus per tax ID. If you've held this account before with a bonus, you're likely excluded.

Related Bonus Reviews

PSECU $300 Checking Account Bonus (2026) - Review & RequirementsCapital One $300 Checking Account Bonus (2026) - Review & Requirements

Full Requirements

Open Innovator Business Checking by May 15, 2026. Maintain $10K / $25K / $50K+ average balance May 16–July 15, 2026. Bonus posts by August 14, 2026. Existing non-bonused customers eligible; ineligible if account under 30 days or received a prior promotional bonus.

Fees

Monthly Fee$0

No monthly fee.

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Online-only digital bank. Standard business verification.

Eligibility

AvailabilityNationwide
Lifetime LimitYes

Innovator Business Checking. Open by May 15, 2026. One bonus per business owner/authorized signer. Bonus reversed if account closes within 150 days. Existing customers eligible if no prior promotional bonus.

Sources (2)

We last checked this against the bank's page on August 8, 2026.

Track This Bonus in Stacks OS

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Stacks OS also tells you which bonus to do next for YOUR paycheck.

Bonus tracking is included in the free plan.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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