[Expired] Horizon Bank $250 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Direct deposit: a qualifying direct deposit of $500 or more
- Deposit window: 90 days
- Minimum opening deposit: $25
- Enroll in digital / online banking
- Enter the offer's promo code when you apply
- Make 10 debit card transactions
- Availability: IN, MI
- No stated lifetime limit
- ChexSystems sensitivity: Medium
- Credit pull: soft pull only
- Monthly fee: $0 — Everyday Checking has no monthly fee.
- Early closure fee: $25
- Bonus posts: ~30 days
- Account hold: Must keep open 90 days
- Holding period: 90 days
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Horizon Bank's $250 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Make a single direct deposit of $500 or more within 90 days. Allow approximately 30 days for the bonus to post after qualification. Keep the account open for at least 90 days.
How This Compares to Other Bonuses
Horizon Bank's $250 offer is closest in headline value to Farmers Insurance Federal Credit Union's $250 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Horizon Bank checking bonus?
The final offer we tracked paid $250; it is now marked expired.
Does the Horizon Bank bonus require direct deposit?
Yes. The catalog currently records a qualifying direct deposit of $500 or more within 90 days. Confirm the bank's exact definition before applying.
When should the Horizon Bank bonus post?
The tracked estimate is about 30 days after you satisfy the requirements.
Related Bonus Reviews
Full Requirements
Open an Everyday Checking account with promo code 'America250' and a $25 minimum opening deposit, then within 90 days do all three: enroll in online banking, set up one recurring qualifying direct deposit of $500 or more, and complete 10 point-of-sale debit card transactions. A qualifying direct deposit is a paycheck, pension, Social Security, or other eligible monthly income sent electronically by an employer or outside agency. Person-to-person payments and bank-to-bank transfers do not count. Keep the account open for 90 days; closing early costs $25 and forfeits the bonus. The bonus posts within 30 days of meeting every requirement. Offer expires 07/31/2026.
Fees
Everyday Checking has no monthly fee.
ChexSystems & Credit Pull
ChexSystems inquiry reported.
Eligibility
Horizon Bank serves Indiana and Michigan only, so you must be a resident of one of those states to open.
Sources (2)
We last checked this against the bank's page on August 7, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.