[Expired] HSBC $1,500–$5,000 Savings Bonus (4.4%–5.8% Effective APY) - 2026 Review
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Bonus tiers
- $1,500 for a $150,000+ deposit
- $2,500 for a $250,000+ deposit
- $3,500 for a $500,000+ deposit
- $5,000 for a $1,000,000+ deposit
- Availability: Nationwide
- No stated lifetime limit
- Monthly fee: $50/mo
- No early-closure rule listed
- Funding window: 30 days
- Maintenance/hold period: 90 days
- Total practical hold: ~130 days
Bonus Tiers & Effective APY
Overview
HSBC's $5,000 savings promotion is expired. This page preserves the final tracked tiers, requirements, and history.
Pros
Cons
Notes
Fund the account inside the 30-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 90-day maintenance period. Avoid moving the money until the reward posts.
How This Compares to Other Bonuses
HSBC's $5,000 headline payout is closest to ACNB's $3,000 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current HSBC promotion?
The final tracked promotion paid up to $5,000; it is now marked expired.
How much money is required for the HSBC bonus?
The highest advertised payout currently requires $1,000,000. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 130 days including funding, maintenance, settlement, and a practical payout buffer.
Related Bonus Reviews
Eligibility
You must ALREADY have been an HSBC Premier client with an open Premier checking account as of June 30, 2026. This is a closed group: if you were not a Premier client by that date you cannot qualify, no matter how much you deposit now. Add $150,000 or more in net new assets to eligible accounts by August 31, 2026, measured as the increase over your June 30 baseline, and hold those assets through November 30, 2026. Eligible accounts include Premier checking, Premier Savings, Premier Relationship Savings, Managed Portfolio, Spectrum, and advised or self-directed brokerage. You also have to opt in to HSBC marketing emails by November 30, 2026. The cash is paid by February 15, 2027.
Fees
Sources (2)
We last checked this against the bank's page on September 19, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.