[Expired] Independent Bank $350 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Direct deposit: a qualifying direct deposit of $500 or more
- Deposit window: 90 days
- Availability: MI
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly fee on ONE Account.
- No early-closure rule listed
- Bonus posts: ~90 days
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Independent Bank's $350 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Make a single direct deposit of $500 or more within 90 days. Allow approximately 90 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Independent Bank's $350 offer is closest in headline value to OneAZ Credit Union's $350 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Independent Bank checking bonus?
The final offer we tracked paid $350; it is now marked expired.
Does the Independent Bank bonus require direct deposit?
Yes. The catalog currently records a qualifying direct deposit of $500 or more within 90 days. Confirm the bank's exact definition before applying.
When should the Independent Bank bonus post?
The tracked estimate is about 90 days after you satisfy the requirements.
Full Requirements
Open ONE Account with $500 DD within 90 days. Expires March 31, 2027.
Fees
No monthly fee on ONE Account.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Michigan residents only. New checking customers only. Expires March 31, 2027.
Sources (1)
We last checked this against the bank's page on July 10, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.