[Expired] Metro Credit Union $500 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Direct deposit: $500+ in qualifying direct deposits each month
- Deposit window: 60 days
- Enroll in e-statements (go paperless)
- Availability: MA, NH
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly maintenance fee on the eligible account.
- No early-closure rule listed
- Bonus posts: ~42 days
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Metro Credit Union's $500 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Receive $500+ in direct deposits each month. Each period must stand on its own; front-loading one large deposit does not qualify. Allow approximately 42 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Metro Credit Union's $500 offer is closest in headline value to Bank of America's $500 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Metro Credit Union checking bonus?
The final offer we tracked paid $500; it is now marked expired.
Does the Metro Credit Union bonus require direct deposit?
Yes. The catalog currently records $500+ in qualifying direct deposits each month. Confirm the bank's exact definition before applying.
When should the Metro Credit Union bonus post?
The tracked estimate is about 42 days after you satisfy the requirements.
Full Requirements
Open an eligible checking account, enroll in eStatements, and establish one monthly recurring qualifying direct deposit of $500+ within 60 days.
Fees
No monthly maintenance fee on the eligible account.
ChexSystems & Credit Pull
Eligibility
New Metro Credit Union checking customers who live, work, or have a business in Barnstable, Bristol, Essex, Franklin, Hampden, Hampshire, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester County in Massachusetts, or Hillsborough, Cheshire, Merrimack, or Strafford County in New Hampshire.
Sources (2)
We last checked this against the bank's page on August 28, 2026.
More Metro Credit Union offers we track
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.