[Expired] MyUSA Credit Union $200 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Availability: OH
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly fee.
- No early-closure rule listed
- Bonus posts: ~210 days
- Account hold: Must keep open 210 days
- Holding period: 210 days
Overview
MyUSA Credit Union's $200 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Open and maintain a Main Share Membership Savings Account with a $5 balance, then open a new consumer checking account. There is no direct deposit, debit card or transaction requirement at all. The $200 is deposited into your savings account within 120 days of the checking account opening, and MyUSA can reclaim it if you close the checking account before day 210. You must be 18 or older, and business, estate, trust, guardian and representative payee accounts do not qualify. Membership runs through Butler, Clark, Greene, Miami, Montgomery and Warren counties in Ohio. CHECK BEFORE YOU APPLY: we could not find this offer on the credit union's own site today, and a reader reported the same as far back as January 2025, so confirm it is still running before you open anything. Allow approximately 210 days for the bonus to post after qualification. Keep the account open for at least 210 days.
How This Compares to Other Bonuses
MyUSA Credit Union's $200 offer is closest in headline value to CIBC US's $200 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current MyUSA Credit Union checking bonus?
The final offer we tracked paid $200; it is now marked expired.
Does the MyUSA Credit Union bonus require direct deposit?
No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.
When should the MyUSA Credit Union bonus post?
The tracked estimate is about 210 days after you satisfy the requirements.
Full Requirements
Open and maintain a Main Share Membership Savings Account with a $5 balance, then open a new consumer checking account. There is no direct deposit, debit card or transaction requirement at all. The $200 is deposited into your savings account within 120 days of the checking account opening, and MyUSA can reclaim it if you close the checking account before day 210. You must be 18 or older, and business, estate, trust, guardian and representative payee accounts do not qualify. Membership runs through Butler, Clark, Greene, Miami, Montgomery and Warren counties in Ohio. CHECK BEFORE YOU APPLY: we could not find this offer on the credit union's own site today, and a reader reported the same as far back as January 2025, so confirm it is still running before you open anything.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Select Ohio counties only (Butler, Clark, Greene, Miami, Montgomery, Warren). New members only.
Sources (2)
We last checked on August 27, 2026, but could not confirm every detail directly on the bank's page.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.