National Bank of Arizona Reserve Visa — $500 Sign-Up Bonus (2026 Review)
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Rewards Earning
Key Benefits
- $500 introductory bonus or 50,000 bonus points after $5,000 in purchases within the first 90 days
- 3x points on travel and dining, 2x on everything else
- $250 annual travel credit; Priority Pass lounge access; no foreign transaction fee
- $450 annual fee ($50 per authorized user)
Overview
The National Bank of Arizona Reserve Visa currently offers $500 after $5,000 in purchases within 3 months. The annual fee is $450. Estimated net first-year value is $50 using the catalog's published valuation assumptions.
Who This Card Is For
Applicants who can complete $5,000 of planned purchases without carrying a balance and who fit National-Bank-Of-Arizona's approval rules.
How to Maximize the Sign-Up Bonus
Plan for roughly $1,667 per month in organic purchases to complete the $5,000 requirement inside 3 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.
Pros
Cons
How This Compares
The closest current National-Bank-Of-Arizona comparison in the catalog is the National Bank of Arizona Premium Premier Visa, with $150 after $4,000 in 3 months and a $95 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current National Bank of Arizona Reserve Visa welcome offer?
The current catalog offer is $500 after $5,000 in purchases within 3 months. Confirm the issuer page before applying.
What is the National Bank of Arizona Reserve Visa annual fee?
The annual fee is $450.
How should I value the National Bank of Arizona Reserve Visa offer?
Using the site's catalog assumptions, the estimated net first-year value is $50 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Sources (1)
We last checked this against the bank's page on June 13, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.