OCCU NICE PERKS Platinum Visa — 10,000 points Sign-Up Bonus (2026 Review)
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Rewards Earning
Key Benefits
- 10,000 bonus points after first purchase and $500 spend in 90 days
- 1.25 points per $1 (2 points per $1 on charitable donations)
- No annual fee and no foreign transaction fee
- 0% intro APR on purchases and balance transfers for 12 months
Overview
The OCCU NICE PERKS Platinum Visa currently offers 10,000 points after $500 in purchases within 3 months. There is no annual fee. Estimated net first-year value is $100 using the catalog's published valuation assumptions.
Who This Card Is For
Applicants who can complete $500 of planned purchases without carrying a balance and who fit Oregon-Community-Cu's approval rules.
How to Maximize the Sign-Up Bonus
Plan for roughly $167 per month in organic purchases to complete the $500 requirement inside 3 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.
Pros
Cons
How This Compares
Compare this card with alternatives at a similar annual-fee level using net first-year value, required spend, reward categories, and approval constraints.
Frequently Asked Questions
What is the current OCCU NICE PERKS Platinum Visa welcome offer?
The current catalog offer is 10,000 points after $500 in purchases within 3 months. Confirm the issuer page before applying.
What is the OCCU NICE PERKS Platinum Visa annual fee?
The annual fee is $0.
How should I value the OCCU NICE PERKS Platinum Visa offer?
Using the site's catalog assumptions, the estimated net first-year value is $100 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Sources (1)
We last checked this against the bank's page on August 13, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.