[Expired] Provident Bank $300 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Direct deposit: 2 separate direct deposits of $500 or more each
- Deposit window: 60 days
- Minimum opening deposit: $50
- Availability: NJ, NY, PA
- No stated lifetime limit
- ChexSystems sensitivity: Unknown
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly service fees.
- No early-closure rule listed
- Bonus posts: ~120 days
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
EXPIRED — Provident Bank's $300 checking bonus (NJ/NY/PA) ended July 19, 2026. When live, it required two separate $500+ direct deposits ($1,000 total) within 60 days of opening; payroll, salary, pension, or government payments qualified, while P2P transfers (PayPal/Venmo/Zelle) and RTP did not. Check the bank's offer page for the next window before relying on this one.
Pros
Cons
Notes
Plan to route $1,000 in payroll (or a confirmed-working ACH push) into the new Provident Bank account within the 60-day window. Once you've met requirements, plan on roughly 120 days for the bonus to actually post. No lifetime language means this bonus is repeatable on the typical cooldown.
How This Compares to Other Bonuses
Among checking bonuses in our catalog, the closest peer is the PSECU $300 offer. Provident Bank's version stands out when you prefer Provident Bank's footprint or screening profile over the higher peer payout.
Frequently Asked Questions
What's the current Provident Bank checking bonus?
$300 after two separate $500+ direct deposits within 60 days of opening (or one recurring ACH automatic debit as an alternative). Available in NJ, NY, and PA.
Does Provident Bank run a hard credit pull for this account?
No — Provident Bank uses a soft pull (if any). It won't affect your credit score, though a ChexSystems inquiry is also run, so make sure ChexSystems is unfrozen.
How long does the Provident Bank bonus take to post?
Approximately 120 days after you meet the qualifying activity requirement. Stacks OS will track the milestone so the cutoff doesn't sneak up on you.
Related Bonus Reviews
Full Requirements
Two qualifying direct deposits of $500+ within 60 days. Open with $50 minimum. Expires July 19, 2026.
Fees
No monthly service fees.
ChexSystems & Credit Pull
Standard verification reported.
Eligibility
New Provident Bank checking customers only. NJ/NY/PA residency required.
Sources (2)
We last checked this against the bank's page on July 23, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.