Sam's Club Plus — Rewards, Fees & 2026 Review
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No second card of the same productpersonal cardsSynchrony will not approve you for a card you already hold.
A standard underwriting guardrail rather than a churning rule, and it says nothing about how long you wait after closing one. We found this stated in a single strong source and could not cross-check it elsewhere.
Most Synchrony cards have no welcome bonuspersonal cardsThe large majority of Synchrony's store cards offer promotional financing instead of a sign-up bonus.
A minority of cards do pay a small bonus, the Sam's Club Mastercard among them, and we found no reported waiting period for earning those again. We also found no application frequency limit for Synchrony anywhere, so there is no known pacing rule to work around.
Rewards Earning
Key Benefits
- No Foreign Transaction Fees
Overview
The Sam's Club Plus has no fixed welcome bonus in the current catalog. This review focuses on rewards, fees, benefits, and who should consider the card.
Pros
Cons
Notes
Evaluate this card on its ongoing earning, benefits, and fee rather than manufacturing spend for a bonus that is not currently available.
How This Compares
The closest current Synchrony comparison in the catalog is the Amazon Prime Store Card, with $10 after $0 in 3 months and a $0 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current Sam's Club Plus welcome offer?
No fixed welcome bonus is currently recorded.
What is the Sam's Club Plus annual fee?
The annual fee is $0.
How should I value the Sam's Club Plus offer?
Using the site's catalog assumptions, the estimated net first-year value is $0 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Sources (1)
We last checked this against the bank's page on September 7, 2026.
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Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.