SECU Maryland $350 Business Checking Bonus (2026) - Review & Requirements
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- Keep a $5,000 average balance across the statement cycle
- Minimum opening deposit: $100
- Enroll in e-statements (go paperless)
- Enroll in digital / online banking
- Enter promo code BB350 when you apply
- Availability: MD, PA, DE, WV, VA, DC
- No stated lifetime limit
- ChexSystems sensitivity: Unknown
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly maintenance fee.
- No early-closure rule listed
- Bonus posts: ~90 days
Overview
SECU Maryland pays $350 on a new business checking account for holding an average daily balance of $5,000 across two statement cycles. There is no direct deposit requirement and no monthly maintenance fee, but the offer lives or dies on promo code BB350.
Pros
Cons
Notes
Enter promo code BB350 at application. The credit union is explicit that accounts opened without it are not eligible, and there is no retroactive fix. Fund to $5,000 straight away, because the measure is an average daily balance over the first two monthly statement cycles and a slow start drags the average down. Separately, sign up for e-statements and enroll in mobile and online banking within 60 days of opening, which is a free step that is easy to forget. Membership comes first, and the public route in is a one-time donation to the SECU MD Foundation.
How This Compares to Other Bonuses
This is the cheapest capital commitment among the business offers in the catalog at this amount: $5,000 for two statement cycles, against BOK Financial's $25,000 for 60 days at its $1,000 rung. It is also one of the few business bonuses that does not push you into a branch.
Frequently Asked Questions
Do I need a promo code for the SECU business bonus?
Yes, BB350, and it is not optional. The credit union states that accounts opened without it will not be eligible.
Does this require a direct deposit?
No. The requirement is an average daily balance of $5,000 for the first two monthly statement cycles.
Which states are eligible?
The business must be located in Maryland, Pennsylvania, Delaware, West Virginia, Virginia, or the District of Columbia.
Can I get this if I already bank with SECU personally?
Yes. The 24-month bar applies to previous business checking accounts, not to personal membership.
Is this the same as the SECU personal checking bonus?
No. The personal offer is a separate campaign on a different page and is driven by direct deposit rather than a balance.
Full Requirements
No direct deposit anywhere in these terms. Open a new eligible business checking account between July 01, 2026, and Dec 31, 2026, and enter promo code BB350 during online application or provide during in-branch application. You must maintain an average daily balance of $5,000 for the first two monthly statement cycles. Separately, within 60 days of account opening, sign up for e-statements and enroll in mobile and online banking. The minimum balance to open a business checking account is $100. There is no monthly maintenance fee. SECU will credit the $350 promotional bonus to the new SECU business checking account within 90 days of meeting qualifying conditions. Accounts opened without the promo code BB350 will not be eligible for the offer, so the code is the whole offer and not a nice-to-have.
Fees
No monthly maintenance fee.
ChexSystems & Credit Pull
Business application at a credit union, so membership plus an entity check. ChexSystems sensitivity is not stated and is not guessed at here.
Eligibility
The credit union states the footprint itself: "Business must be located in MD, PA, DE, WV, VA, or the District of Columbia." Existing SECU personal members are NOT shut out. The only relationship bar is on the business side: "If you are an existing or previous business member, you must not have had one of the eligible business checking account types within the last 24 months." SECU membership is still required to open, and the public route in is a one-time donation to the SECU MD Foundation.
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Sources (2)
We last checked this against the bank's page on September 4, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.