Blog/Best Checking Bonuses/[Expired] Stock Yards Bank & Trust $200 Checking Account Bonus (2026) - Review & Requirements

[Expired] Stock Yards Bank & Trust $200 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusDirect DepositRegional
⚠️ This offer has expired.

Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.

Live checking bonuses we currently track
Chase $1,000–$3,000 Checking Account Bonus (2026) - Review & Requirements →Chase $400–$1,500 Business Checking Bonus (2026) - Review & Requirements →U.S. Bank $400–$1,200 Business Checking Bonus (2026) - Review & Requirements →
Offer Details
Bonus Amount$200
Account TypeChecking
Direct Deposit Required$500 total
Deposit Window60 days
Bonus Posts In~30 days
At a Glance
Requirements
  • Direct deposit: $500 in qualifying direct deposits
  • Deposit window: 60 days
Eligibility
  • Availability: KY, IN, OH
  • Lifetime limit: one bonus per customer
  • ChexSystems sensitivity: Unknown
Fees
  • No early-closure rule listed
Payout & closure
  • Bonus posts: ~30 days
No published end date
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Employer payroll
The safest method — always codes as a direct deposit.
YES
Government benefits (SSA, pension, unemployment)
MAYBE
Fidelity ACH push
The most reliable workaround — Fidelity sends properly DD-coded ACH that triggers at most banks. Worth trying first.
MAYBE
Ally / Alliant ACH push
DD-coded ACH that works at many banks; confirm for this one.
MAYBE
Schwab ACH push
Inconsistent across banks — use payroll or Fidelity if you can.
NO
PayPal / Venmo / Cash App ACH
Usually code as P2P, not direct deposit. A few very lenient banks (Citi, Capital One) are exceptions.
NO
Zelle
Codes as P2P at nearly every bank.
NO
Wire transfer
NO
Mobile check / cash deposit
NO
Transfer from your own account at the same bank
Internal transfers never count.
Source: our guide to what counts as direct deposit, verified per-bank against official terms and community data points (originally compiled with help from Doctor of Credit). Data points may change — always verify with the bank.

Overview

Stock Yards Bank & Trust's $200 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.

Pros

+$200 cash bonus
+No documented hard credit pull
+60-day qualification window

Cons

-Geographic restrictions apply
-Lifetime or one-bonus-per-customer language applies
-No published end date; terms can change without notice

Notes

Receive $500+ in direct deposits within 60 days. Allow approximately 30 days for the bonus to post after qualification.

How This Compares to Other Bonuses

Stock Yards Bank & Trust's $200 offer is closest in headline value to CIBC US's $200 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.

Frequently Asked Questions

What is the current Stock Yards Bank & Trust checking bonus?

The final offer we tracked paid $200; it is now marked expired.

Does the Stock Yards Bank & Trust bonus require direct deposit?

Yes. The catalog currently records $500 in qualifying direct deposits within 60 days. Confirm the bank's exact definition before applying.

When should the Stock Yards Bank & Trust bonus post?

The tracked estimate is about 30 days after you satisfy the requirements.

Full Requirements

Open a new personal checking account and set up a qualifying direct deposit of $500+ within 60 days. Apply online.

Fees

No monthly fee on eligible checking.

ChexSystems & Credit Pull

Chex SensitivityUnknown
Hard PullNo

ChexSystems / credit-pull policy not officially stated.

Eligibility

AvailabilityKY, IN, OH
Lifetime LimitYes

Stock Yards Bank & Trust (KY/IN/OH). No stated expiration.

Sources (3)

We last checked this against the bank's page on July 27, 2026.

Track This Bonus in Stacks OS

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Bonus tracking is included in the free plan.
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The Direct Deposit Cheat Sheet

What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.

Free. Unlocks instantly here and arrives by email.
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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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