TD Bank $200–$300 Checking Account Bonus (2026) - Review & Requirements
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What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
TD Bank is currently offering a $300 checking bonus. The core requirement is $2,500 in qualifying direct deposits within 60 days. The account has a $25 monthly fee; review the waiver terms before applying.
Who This Checking Bonus Is Best For
Applicants who can safely route $2,500 in qualifying direct deposits within 60 days without disrupting higher-value offers, and who meet every geographic and prior-customer restriction.
How to Maximize This Bonus
Receive $2,500+ in direct deposits within 60 days. Allow approximately 180 days for the bonus to post after qualification.
Pros
Cons
How This Compares to Other Bonuses
TD Bank's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current TD Bank checking bonus?
TD Bank currently advertises $300. The principal requirement is $2,500 in qualifying direct deposits within 60 days.
Does the TD Bank bonus require direct deposit?
Yes. The catalog currently records $2,500 in qualifying direct deposits within 60 days. Confirm the bank's exact definition before applying.
When should the TD Bank bonus post?
The tracked estimate is about 180 days after you satisfy the requirements.
Related Bonus Reviews
Full Requirements
Complete Checking earns $200 for $500 in qualifying direct deposits; Beyond Checking earns $300 for $2,500. Each qualifying direct deposit must be at least $250 and post within 60 days. Offer ends July 30, 2026.
Fees
Beyond Checking: waive $25 with $5,000+ monthly direct deposits, a $2,500 minimum daily balance, or $25,000+ in eligible combined balances.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
New TD checking customers only. TD pays one personal checking bonus per customer, ever: if you have received one before, at any time, you are not eligible for this one.
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Sources (2)
We last checked this against the bank's page on August 17, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.