[Expired] Texas Capital Bank $200 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Keep a $2,500 average balance across the statement cycle
- Make 5 debit card transactions
- Availability: TX
- No stated lifetime limit
- ChexSystems sensitivity: Unknown
- Monthly fee: $0 — No monthly service charge or minimum balance requirement on Star Plus Checking.
- No early-closure rule listed
Overview
Texas Capital Bank's $200 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Open a new Star Plus Checking account between April 1, 2026 and August 31, 2026, then make one or more qualifying deposits totaling at least $1,500 to earn a one-time $50 Welcome Bonus. Direct deposit is not required: ACH credits, external bank ACH deposits, teller deposits, mobile check deposits and incoming wires all count. For the other $150, in a statement period make five or more debit card purchases totaling at least $300 and hold an average monthly balance of at least $2,500. That pays a $50 Activity Bonus, and you can earn it in up to three statement periods through November 30, 2026. Apply online. Keep the account open and in good standing until the bonus posts.
How This Compares to Other Bonuses
Texas Capital Bank's $200 offer is closest in headline value to CIBC US's $200 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Texas Capital Bank checking bonus?
The final offer we tracked paid $200; it is now marked expired.
Does the Texas Capital Bank bonus require direct deposit?
No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.
When should the Texas Capital Bank bonus post?
The bank does not provide a dependable posting estimate in our current record, so keep the account open until payment arrives.
Full Requirements
Open a new Star Plus Checking account between April 1, 2026 and August 31, 2026, then make one or more qualifying deposits totaling at least $1,500 to earn a one-time $50 Welcome Bonus. Direct deposit is not required: ACH credits, external bank ACH deposits, teller deposits, mobile check deposits and incoming wires all count. For the other $150, in a statement period make five or more debit card purchases totaling at least $300 and hold an average monthly balance of at least $2,500. That pays a $50 Activity Bonus, and you can earn it in up to three statement periods through November 30, 2026. Apply online.
Fees
No monthly service charge or minimum balance requirement on Star Plus Checking.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Texas Capital Bank (Texas). Anyone who held a Star Plus Checking account on March 31, 2026 is not eligible, and closing one during the opening period does not restore eligibility. Each piece of the bonus posts at the close of the statement period in which you finish the matching activity, so collecting the full $200 takes several statements and runs through the November 30, 2026 reward period. Fund the account within 25 business days of opening or the bank can close it. ATM deposits, micro-deposits, internal transfers and person to person payments such as Zelle, Venmo and PayPal do not count as qualifying deposits.
Sources (4)
We last checked this against the bank's page on August 9, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.