Truist Business Premium — $1,000 Sign-Up Bonus (2026 Review)
Rewards Earning
Key Benefits
- No Foreign Transaction Fees
- Travel Portal Redemption
Overview
The Truist Business Premium is currently offering $1,000 after $15,000 in purchases within 3 months. It carries a $299 annual fee, with no first-year credits to soften it. Estimated net year-one value: $701 — the bonus is cash back, valued at face.
Who This Card Is For
Self-employed or sole-proprietor users with at least $5,000/month in deductible business spend who want a SUB that doesn't count toward Chase 5/24 or other personal-card velocity caps.
How to Maximize the Sign-Up Bonus
To hit the $15,000 requirement in 3 months, you need about $5,000 per month in organic spend on this card. Route any predictable monthly bills you'd otherwise pay from a debit card — utilities, groceries, gas, streaming subscriptions — through the Truist Business Premium until you've earned the $1,000 bonus. Because this is a business card, sign-up bonus earnings post separately from personal-card velocity rules at most issuers — so it can run in parallel with a personal SUB chase. Track the SUB cycle in Stacks OS so you can downgrade or cancel before the next AF posts if the card stops earning its keep.
Pros
Cons
How This Compares
Within Truist's business lineup, the closest comparison is the Truist Business Cash Rewards ($300 after $3,000/3mo, $0 AF). The Truist Business Premium is the right pick when you value premium benefits and credits over a no-fee structure.
Frequently Asked Questions
What's the current Truist Business Premium sign-up bonus?
The current bonus is $1,000 after spending $15,000 on purchases within 3 months of account opening.
What's the Truist Business Premium annual fee?
The annual fee is $299.
How long does the Truist Business Premium sign-up bonus take to post?
Once you cross the $15,000 spend threshold, the bonus typically posts within 1–2 statement cycles — call it 6–8 weeks from the day you hit the requirement. Track the milestone in Stacks OS Spending so you don't miss the deadline.
Related Cards
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Nathaniel covers the best bank bonuses, credit card strategies, and savings optimization on his YouTube channel.
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