Blog/Credit Cards/UBS Visa Infinite — Rewards, Fees & 2026 Review

UBS Visa Infinite — Rewards, Fees & 2026 Review

By Nathaniel Booth2026-04-19Credit Cards
Credit CardUbsPersonalHotel
Card Review
No current sign-up bonus
This card has no current welcome bonus — here's how it earns and who it's for.
View official offer →
IssuerUbs
Card typePersonal
Annual fee$650

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At a Glance
Eligibility
  • Availability: Nationwide
Fees
  • Annual fee: $650
Open account →
No published end date
Before you apply: Credit unions and small banks rules
All issuer rules →
Smaller institutions almost never publish application limits, so the card's own terms and the membership requirements are what actually gate you.
No published application rulesSmall banks and credit unions rarely publish application limits, and there is usually no community rule either.

The rules on this page exist because a handful of large issuers apply them consistently enough that people could map them from thousands of reported approvals and denials. Smaller institutions do not generate that volume and do not publish an equivalent. Two things still apply. Most credit unions require membership before you can apply at all, usually tied to where you live, work, worship or study, and that is a separate gate from the credit decision. And the welcome bonus terms on the card itself can still restrict earning it twice, so read them.

Reviewed September 3, 2026 · frequentmiler.com
What's this card worth to you?
Enter your spend and see UBS Visa Infinite's Year 1 & Year 2 value.
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Rewards Earning

airfare3x
groceries, streaming services2x
all other purchases1x

Key Benefits

  • No Foreign Transaction Fees
  • Travel Portal Redemption

Overview

The UBS Visa Infinite has no current sign-up bonus — this review covers how it earns, its fees, and who it's for. It carries a $650 annual fee, with no first-year credits to soften it.

Pros

+3x on airfare
+No Foreign Transaction Fees
+Travel Portal Redemption

Cons

-$650 annual fee
-Hotel-loyalty points typically valued near 0.5¢, lower than transferable currencies

Notes

With no current welcome bonus, the UBS Visa Infinite is a keep-or-skip decision on its everyday earning and fees rather than a sign-up play. If you're optimizing approvals, check the issuer's velocity rules before applying. Track the annual fee in Stacks OS so you can downgrade or cancel before it posts if the card stops earning its keep.

How This Compares

Among Ubs personal cards in our catalog, the UBS Visa Infinite is the only active SUB option, so the comparison is mostly against other issuers' equivalents at the same fee tier.

Frequently Asked Questions

What's the current UBS Visa Infinite sign-up bonus?

The UBS Visa Infinite has no current sign-up bonus. This is a review of its ongoing rewards and fees — check the issuer's page in case a new offer launches.

What's the UBS Visa Infinite annual fee?

The annual fee is $650.

How are these hotel loyalty points valued?

Hotel loyalty currencies (Hilton Honors, Marriott Bonvoy, IHG One Rewards, etc.) typically redeem in the 0.4–0.6¢/point range, materially below the ~1.5–2¢/point you can squeeze from transferable currencies like Amex MR, Chase UR, or Capital One miles. We use 0.5¢/point in our value math here.

Related Cards

Amex Marriott Bonvoy Brilliant — 200,000 Marriott Bonvoy Sign-Up Bonus (2026 Review)
Sources (1)

We last checked on September 3, 2026, but could not confirm every detail directly on the bank's page.

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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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