Zions Bank Vivid Rewards Visa — 30,000 points Sign-Up Bonus (2026 Review)
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Rewards Earning
Key Benefits
- Double points on all purchases for the first 12 months (up to 30,000 bonus points, ~$300 value)
- No annual fee; 1 point per $1 on all purchases after intro period
- Points never expire
Overview
The Zions Bank Vivid Rewards Visa currently offers 30,000 points with no published minimum-spend requirement. There is no annual fee. Estimated net first-year value is $300 using the catalog's published valuation assumptions.
Who This Card Is For
People whose normal spending and benefit usage justify the card on an ongoing basis.
How to Maximize the Sign-Up Bonus
Evaluate this card on its ongoing earning, benefits, and fee rather than manufacturing spend for a bonus that is not currently available.
Pros
Cons
How This Compares
The closest current Zions-Bank comparison in the catalog is the Zions Bank Premier Visa Signature, with $150 after $4,000 in 3 months and a $95 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current Zions Bank Vivid Rewards Visa welcome offer?
The current catalog offer is 30,000 points. Confirm the issuer page before applying.
What is the Zions Bank Vivid Rewards Visa annual fee?
The annual fee is $0.
How should I value the Zions Bank Vivid Rewards Visa offer?
Using the site's catalog assumptions, the estimated net first-year value is $300 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Sources (1)
We last checked this against the bank's page on August 18, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.