Does Bank of America count as direct deposit? Bank by bank (2026)
Bank of America is a bank sender some members push a deposit from.
Type: Bank
Confirmed working at 1 bank, mixed at 4, fails at 3.
Bank by bank
Sorted works first, then mixed, then fails. Each bank name links to its review, where you can see the offer's full requirements.
| Bank | Verdict | Reports |
|---|---|---|
| Wells Fargo | Works | — |
| U.S. Bank | Mixed | — |
| PNC | Mixed | 11 member reports of it working, 4 reports of it failing, last confirmed Mar 2025. |
| TD Bank | Mixed | 5 member reports of it working, 1 report of it failing, last confirmed Jan 2024. |
| Truist | Mixed | 4 member reports of it working, last confirmed Jun 2026. |
| Chase | Fails | — |
| Bank of America | Fails | — |
| SoFi | Fails | — |
How to set it up
Push, don't pull: start the transfer from the Bank of America side, not from your bank's "request funds" flow. A pull initiated by the receiving bank codes as an internal request and generally does not count.
Send at least the offer's stated minimum, a little early in your bonus window. Standard ACH takes 1 to 3 business days to settle, so you want time left over to switch to real payroll if this push does not register as a direct deposit.