Does Current count as direct deposit? Bank by bank (2026)
Current is a fintech sender some members push a deposit from.
Type: Fintech
Confirmed working at 3 banks, mixed at 1, fails at 0.
Bank by bank
Sorted works first, then mixed, then fails. Each bank name links to its review, where you can see the offer's full requirements.
| Bank | Verdict | Reports |
|---|---|---|
| SoFi | Works | 31 member reports of it working, 9 reports of it failing, last confirmed Jul 2026. Send it with the memo Payroll. Without the memo it fails. |
| Chime | Works | 24 member reports of it working, 1 report of it failing, last confirmed Jul 2026. Send it with the memo Payroll DD. |
| Four Leaf Federal Credit Union | Works | 9 member reports of it working, 2 reports of it failing, last confirmed Jun 2026. |
| KeyBank | Mixed | — |
How to set it up
Push, don't pull: start the transfer from the Current side, not from your bank's "request funds" flow. A pull initiated by the receiving bank codes as an internal request and generally does not count.
Send at least the offer's stated minimum, a little early in your bonus window. Standard ACH takes 1 to 3 business days to settle, so you want time left over to switch to real payroll if this push does not register as a direct deposit.